102 Yacht Harbor Drive, FL
Stellar MLS

$674,900

102 Yacht Harbor Drive

Palm Coast, FL 32137

Listing updated: May 12, 2026 at 2:13 PM ET

Active
3
Beds
3
Baths
1,918
Sq Ft
0.34
Acres
2006
Built
WaterfrontWater access$352/sqft
Condominium

Property type

2006

Year built

14,611 sqft

Lot size

$352

Price / sq ft

$140/mo

HOA dues

4

Days on market

1

Garage space

X

Flood zone

About this home

Beautifully positioned on the 3rd floor, this Yacht Harbor condominium offers 3 bedrooms, 3 full bathrooms, and a desirable split floor plan with each bedroom enjoying access to its own private bath. A Hammock Beach Golf Resort & Spa Club membership with a VALUE OF $18K will convey to the buyer at $0 at closing along with a transferable home warranty. Encompassing approximately 1,918 square feet of living space, this residence captures stunning views of the Intracoastal Waterway, where sailboats, yachts, and dolphin wildlife create an ever-changing coastal backdrop. The oversized balcony provides the perfect setting to relax and enjoy the waterfront lifestyle, while views of the private marina welcome you from the front entry. THOUGHTFULLY UPDATED, the condominium features new luxury vinyl plank coastal flooring throughout the living room, dining room, and kitchen. Both the primary suite and third bedroom enjoy beautiful Intracoastal views and private ensuite bathrooms. The second bedroom also offers private access to its own full bath, which additionally functions as a guest bathroom. The third bedroom ensuite bathroom has been RENOVATED with all new furnishings, fixtures, and flooring. The kitchen has also been FULLY RENOVATED and showcases new cabinetry with increased cabinet storage and functionality, stone countertops, new S/S appliances, a new Kinetico water filtration system, and a stylish backsplash, creating a fresh and inviting coastal aesthetic. A separate dining room adds flexibility for entertaining and everyday living while complementing the spacious open layout. In addition, the residence includes a transferable home warranty, providing added peace of mind for the new owner. Short-term and long-term rental opportunities are permitted, offering flexibility for personal use, seasonal enjoyment, or investment potential. Whether enjoyed as a primary residence, seasonal retreat, or investment opportunity, this exceptional waterfront condominium offers the perfect blend of coastal elegance, resort-style living, and the relaxed luxury of the Florida lifestyle. Club membership provides access to an exceptional array of amenities, including two championship golf courses, resort-style pools, fitness facilities, dining venues, and the tennis and pickleball amenities conveniently located directly across the street within the community.

Estimated monthly payment

Principal & interest$3,413
Property taxes$259
Home insurance (est.)$309
HOA dues$140

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    May 8, 2026
  2. Listed$679,000
    May 8, 2026
  3. Price reduced$674,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
4
Subdivision
Harbor Village Marina
County
Flagler
Year built
2006
Living area
1,918 sq ft
Price/sq ft
$352
Building area
2,206 sq ft (Builder)
Lot size
14,611 sq ft
Flood zone
X (12035C0129E)
Garage
1 spaces
Annual taxes
$3,113 (2025)
Parcel #
04-11-31-3019-000S0-0371
Zoning
PUD
MLS #
FC318344

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Elevator, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, In Kitchen, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Assigned, Covered, Curb Parking, Driveway, Ground Level, Guest, On Street, Open, Portico, Basement

HOA & Financial

HOA fee
$140 / Monthly
Monthly HOA
$140/mo
Total monthly fees
$1,008/mo
Total annual fees
$12,101
HOA name
Diana Gruber
CDD
Yes
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Lighting, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Concrete, Stucco
Roof
Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Connected, Electricity Connected, Private, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolFlagler-Palm Coast HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst21x14
KitchenFirst20x12
Primary BedroomFirst21x13
Bedroom 2First13x13
Bedroom 3First15x12

Listing Details

Listing date
2026-05-06
On market date
2026-05-08
Original list price
$679,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Home warranty
Yes
Status changed
2026-05-08
Tax legal description
YACHT HARBOR VILLAGE CONDOS UNIT 371 & UNDIVIDED INTEREST IN COMMON ELEMENTS OR 1551/1466 OR 2228/1329- OR 2356/1495 OR 2363/337

Flood risk

Minimal riskFEMA Zone XPanel 12035C0129E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-95 Take Exit 289 for Palm Coast Parkway. Head east on Palm Coast Parkway. Continue over the Hammock Dunes Toll Bridge. At the stop sign after the bridge, turn left onto Camino Del Mar. Continue across A1A/N. Oceanshore Blvd. Proceed to the Yacht Harbor Village security gate.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 12, 2026 at 2:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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