$950,000
15024 Spanish Point Drive
Port Charlotte, FL 33981
Listing updated: May 7, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Tucked behind the gates of Harbor West, this exceptional waterfront residence delivers the kind of Southwest Florida lifestyle most buyers spend years searching for. Built in 2020 and positioned on an oversized canal-front homesite with direct Gulf access, this custom-designed 4-bedroom, 2.5-bath home blends modern coastal luxury with true boating convenience. From the moment you enter, the attention to detail is unmistakable — soaring ceilings, crown molding, coffered and tray ceiling accents, designer finishes, expansive impact windows, and an open split-bedroom floorplan designed to maximize both privacy and water views. The heart of the home is a beautifully appointed chef’s kitchen overlooking the spacious great room and waterfront backdrop, complete with premium appliances, custom cabinetry, wine refrigeration, and generous entertaining space. Large sliding glass doors create seamless indoor-outdoor living, allowing the main living areas to flow effortlessly toward the lanai and waterfront setting. Whether hosting guests, enjoying sunset dinners, or heading out for a day on the water, this property was designed around the Florida coastal lifestyle. The oversized 3-car garage provides ample room for vehicles, storage, and recreational equipment, while the spacious lot offers a level of openness and privacy rarely found in newer waterfront communities. Enjoy quick boating access to Charlotte Harbor and the Gulf, with world-class fishing, island hopping, waterfront dining, and the beaches of Boca Grande all nearby. Harbor West is one of the area’s most desirable gated waterfront communities, offering a peaceful residential atmosphere while remaining conveniently close to shopping, restaurants, golf courses, marinas, and everyday amenities. HOA permits leasing with 30-day minimum terms, making this property attractive both as a primary residence and as a potential seasonal or investment property. A rare opportunity to own a newer luxury waterfront home that combines quality construction, elegant finishes, Gulf-access boating, and an unbeatable coastal location.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveMay 6, 2026
- Listed$950,000May 6, 2026
- Price increased$950,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Harbor West
- County
- Charlotte
- Year built
- 2020
- Living area
- 2,374 sq ft
- Price/sq ft
- $400
- Building area
- 3,294 sq ft (Builder)
- Lot size
- 13,899 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0212G)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $11,174 (2025)
- Parcel #
- 412109432004
- Zoning
- RSF3.5
- MLS #
- C7525859
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Freezer, Microwave, Refrigerator
- Interior features
- Open Floorplan, Thermostat
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $737 / Quarterly
- Monthly HOA
- $246/mo
- Total monthly fees
- $246/mo
- Total annual fees
- $2,947
- HOA name
- Diana Stanislav
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Owner Financing, Private Financing Available
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- HOA allows leasing with 30-day minimum terms. Written lease must be submitted to HOA 15 days prior to occupancy. No short-term rentals or subleasing permitted. Buyer to verify all HOA rules and restrictions.
- Approval process
- All leases must be in writing and submitted to the HOA at least 15 days before occupancy, along with tenant information as required. HOA reserves the right to establish lease approval procedures and criteria.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x20 |
| Bedroom 1 | First | 11x13 |
| Bedroom 2 | First | 11x13 |
| Bedroom 4 | First | 12x12 |
| Primary Bathroom | First | 11x13 |
| Kitchen | First | 12x15 |
| Living Room | First | 15x22 |
Listing Details
- Listing date
- 2026-05-06
- On market date
- 2026-05-06
- Original list price
- $950,000
- Occupant type
- Vacant
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-06
- Tax legal description
- HBW 000 0000 0042 HARBOR WEST LT 42 E4483/1936 4530/1114 3334709
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Punta Gorda Airport, head south on Taylor Rd and merge onto I-75 South. Take Exit 191 for River Rd toward North Port/Englewood. Continue south on River Rd, then turn right onto Winchester Blvd. Follow Winchester Blvd to SR-776/McCall Rd and turn right. Continue west, then turn left onto Gasparilla Rd. Turn left onto San Domingo Blvd, continue into Harbor West, then turn left onto Spanish Point Dr. Property will be on your left at 15024 Spanish Point Dr, Port Charlotte, FL 33981.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 7, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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