12966 115th Street, FL
Stellar MLS

$570,000

12966 115th Street

Largo, FL 33778

Listing updated: May 26, 2026 at 2:53 PM ET

Active
3
Beds
2
Baths
1,407
Sq Ft
0.17
Acres
1980
Built
Private pool$405/sqft
Single Family Residence

Property type

1980

Year built

7,501 sqft

Lot size

$405

Price / sq ft

No HOA

HOA dues

26

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to your perfect Florida retreat in the heart of Largo! This beautiful 3bed/2bath block home offers the ideal blend of comfort, style, investment potential AND peace of mind as it is NOT in a flood zone, so no flood insurance is required. The property sustained ZERO flood damage and NO homeowners insurance claims were filed from the recent brutal hurricane seasons! Step inside to discover a bright, open-concept living space featuring an updated kitchen and living room designed for both relaxing and entertaining. The kitchen boasts sleek quartz countertops, stainless steel appliances, and new luxury vinyl flooring that flows seamlessly throughout the main areas. The desirable split-bedroom floor plan provides added privacy, with a spacious primary suite featuring dual sinks, quartz countertops, and a beautifully tiled walk-in shower. Enjoy Florida living at its finest in your private backyard oasis, complete with a heated pool, which is perfect for year-round enjoyment. Additional highlights include an attached garage, dedicated laundry room, and thoughtful updates throughout. Location is everything, and this home delivers! It's just about 10 minutes from the stunning Gulf beaches of Indian Rocks Beach and a little over 20 minutes to St. Pete-Clearwater International Airport, making travel and beach days effortless. Currently operating as a successful short-term rental, this home is being sold completely furnished, making it a turnkey opportunity for investors or those seeking a fully equipped vacation home.

Estimated monthly payment

Principal & interest$2,882
Property taxes$718
Home insurance (est.)$261

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    Apr 30, 2026
  2. Listed$579,000
    Apr 30, 2026
  3. Price reduced$570,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
Heather Hills
County
Pinellas
Year built
1980
Living area
1,407 sq ft
Price/sq ft
$405
Building area
1,840 sq ft (Public Records)
Lot size
7,501 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0118H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$8,610 (2025)
Parcel #
09-30-15-38002-003-0060
Zoning
0110
MLS #
TB8503469

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Covered, Driveway, Garage Door Opener, Ground Level, Off Street

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
City requires short-term rentals to obtain a Certificate of Use, pass annual fire safety inspections & appoint a 24/7 responsible party who can arrive within 2hrs. Rentals must adhere to occupancy limits & abide by noise, trash, and parking regulations.

Exterior & Construction

Exterior features
Lighting, Private Yard, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryFuguitt Elementary-PNGreatSchools ↗
MiddleOsceola Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
LaundryFirst
Primary BedroomFirst
Primary BathroomFirst
Great RoomFirst
Bathroom 2First
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-04-30
On market date
2026-04-30
Original list price
$579,000
Occupant type
Tenant
MLS area
33778 - Largo/Seminole
Listing AOR
Suncoast Tampa
Status changed
2026-04-30
Tax legal description
HEATHER HILLS BLK C, LOT 6

Flood risk

Minimal riskFEMA Zone XPanel 12103C0118H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From westbound Ulmerton Rd - Turn Left onto Ridge Rd, Turn Right onto 130th Ave, Turn Left on 115th St, Property is imediately on your Right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 2:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA