12894 Pembroke Circle, FL
Stellar MLS

$650,000

12894 Pembroke Circle

Lake Suzy, FL 34269

Listing updated: May 26, 2026 at 11:02 AM ET

Active
3
Beds
2
Baths
2,270
Sq Ft
0.26
Acres
2021
Built
WaterfrontWater accessPrivate pool3-car garage$286/sqft360° tour
Single Family Residence

Property type

2021

Year built

11,238 sqft

Lot size

$286

Price / sq ft

$13/mo

HOA dues

6

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to a truly one-of-a-kind waterfront residence in the sought-after Lake Pembroke community of Lake Suzy, where every detail has been thoughtfully designed to deliver a seamless blend of luxury, comfort, and elevated Southwest Florida living. From the moment you arrive, the home’s striking curb appeal, paver driveway, and double glass entry doors set the tone for what awaits inside. Step through the entrance to soaring 13-foot ceilings, elegant tray details, and a light-filled open layout that feels both grand and inviting. The great room serves as the centerpiece, where the living, dining, and kitchen areas flow effortlessly together and out to the lanai through nearly 10-foot sliding pocket doors that fully disappear, creating a true indoor-outdoor living experience. The designer kitchen is both functional and elegant, featuring a nearly 10-foot island, granite countertops, custom cabinetry, under-cabinet lighting, a built-in ice maker, and a premium Wolf range with custom hood. Step outside to your private resort-style oasis, where indoor and outdoor living truly come together. The expansive screened lanai showcases a heated pool and spa with cascading waterfalls, beautiful travertine decking, and an outdoor shower, all overlooking peaceful waterfront views. The fully equipped outdoor kitchen, along with covered seating and entertainment space, creates the perfect setting for hosting or relaxing year-round. The primary suite offers a private retreat with direct access to the lanai, a custom walk-in closet, and a spa-inspired ensuite featuring dual vanities, a soaking tub, and a marble walk-in shower with a bench and multiple rain heads, along with a sleek smart toilet. The laundry room is conveniently located just off the primary suite. Privately situated on the opposite side of the home are two additional bedrooms, a full bath, and a dedicated office. The home is loaded with upgrades, including impact doors and windows, tile flooring throughout, automated blinds, Sonos surround sound inside and out, a full-size safe, and complete smart home integration. A whole-home generator by Generac adds peace of mind, while the three-car garage provides ample space and functionality. The exterior is just as thoughtfully designed, featuring lush tropical landscaping with concrete curbing and river rock throughout, creating a clean, polished look while offering a truly low-maintenance lifestyle. Built in 2021 with solid block construction and maintained in impeccable condition, this home is located just minutes from golf, shopping, dining, I-75, and Punta Gorda Airport. This is more than just a home, it is a thoughtfully crafted lifestyle property designed for comfort, elegance, and the very best of Southwest Florida living.

Estimated monthly payment

Principal & interest$3,287
Property taxes$736
Home insurance (est.)$298
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    May 26, 2026
  2. Listed$650,000
    Apr 29, 2026
  3. Price increased$650,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Subdivision
Pembroke Sub
County
Desoto
Year built
2021
Living area
2,270 sq ft
Price/sq ft
$286
Building area
4,526 sq ft (Public Records)
Lot size
11,238 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12027C0266C)
Garage
3 spaces
Pool
Private pool
Annual taxes
$8,836 (2025)
Parcel #
31-39-23-0283-0030-0100
Zoning
RSF-4
MLS #
TB8502685

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
Interior features
Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$150 / Annually
Monthly HOA
$13/mo
Total monthly fees
$13/mo
Total annual fees
$150
HOA name
Palmer Property Management
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA
Approval process
Verify with HOA

Exterior & Construction

Exterior features
Awning(s), Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Great RoomFirst

Listing Details

Listing date
2026-04-28
On market date
2026-04-29
Original list price
$650,000
Occupant type
Vacant
MLS area
34269 - Arcadia
Listing AOR
Suncoast Tampa
Status changed
2026-05-26
Tax legal description
PEMBROKE SUB FIRST REPLAT LOT 10 BLK 3 OR 286/1160 OR 435/312 INST:201914007845

Flood risk

Minimal riskFEMA Zone XPanel 12027C0266C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SW Kingsway Cir to SW Pembroke Cir

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 11:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA