3818 Topsail Trail, FL
Stellar MLS

$549,000

3818 Topsail Trail

New Port Richey, FL 34652

Listing updated: June 10, 2026 at 10:10 AM ET

Active
3
Beds
2
Baths
1,351
Sq Ft
0.19
Acres
1973
Built
WaterfrontWater access$406/sqft360° tour
Single Family Residence

Property type

1973

Year built

8,308 sqft

Lot size

$406

Price / sq ft

$10/mo

HOA dues

39

Days on market

1

Garage space

AE

Flood zone

About this home

Are you searching for a BIG yard with a WIDE water view? Welcome to 3818 Topsail Trail, located in the waterfront community of Gulf Harbors in New Port Richey. Walking in you are greeted with water views through the sliders that over look the freshly sodded lawn and the water with your brand new floating dock. This stunning three-bedroom, two-bathroom 1 car garage home has been completely remodeled down to the curb appeal, featuring all-new paint throughout the interior and exterior. Peace of mind comes standard with this home, as it boasts a brand-new roof, new rain gutters, a new AC unit, and the added convenience of a spacious circle driveway. Designed for modern comfort, the interior features a dedicated indoor laundry room and an new instant hot water system, ensuring efficiency is always at your fingertips. Both Bathrooms have also been completely remodeled with tile, updated vanities, and new toilets. The kitchen is at the heart of the home with water views and quartz countertops, white soft close shaker cabinets and all new stainless steel appliances. This home also features a very large tile outdoor lanai that could easily be closed in for more living space if needed. Living in Gulf Harbors offers a unique opportunity with lots of luxuries and options. Residents have the option to join the community HOA for a nominal fee of only $125 annually. For those seeking the true Florida experience, an additional $200 annual fee grants exclusive access to the private Gulf Harbors Beach, a members-only sanctuary perfect for relaxing on the sand or taking in world-class sunsets. Fully equipped with cabanas, picnic tables, charcoal grills, bathrooms and showers. This neighborhood provides a true resort-style atmosphere while remaining one of the most established and sought-after waterfront areas in Pasco County. It is also golf cart friendly allowing you the ability to get to lots of locations including downtown. The location is just as impressive as the home itself, situated only minutes from the vibrant heart of Downtown New Port Richey. You will be perfectly positioned to enjoy a flourishing scene of local eateries, craft breweries, and charming boutiques. For families and visitors, the nearby Sims Park serves as a beautiful community hub, offering scenic riverfront walks and an expansive playground that is perfect for grandchildren or children to enjoy. Whether you are looking for a turnkey primary residence or a seasonal retreat, this Topsail Trail treasure offers the perfect gateway to life on the Gulf Coast.

Estimated monthly payment

Principal & interest$2,776
Property taxes$501
Home insurance (est.)$252
HOA dues$10

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history39 days on market

  1. Status: Active
    May 2, 2026
  2. Listed$549,000
    May 2, 2026
  3. Price increased$549,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
39
Subdivision
Flor A Mar
County
Pasco
Year built
1973
Living area
1,351 sq ft
Price/sq ft
$406
Building area
2,096 sq ft (Public Records)
Lot size
8,308 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12101C0332G)
Garage
1 spaces
Annual taxes
$6,015 (2025)
Parcel #
12-26-15-0760-01800-0280
Zoning
R4
MLS #
TB8501753

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Range, Refrigerator
Interior features
Stone Counters
Laundry
Inside
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

HOA fee
$125 / Annually
Monthly HOA
$10/mo
Total monthly fees
$10/mo
Total annual fees
$125
HOA name
Gulf Harbors Civic Assocaition
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify with county.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Dining RoomFirst
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Primary BathroomFirst

Listing Details

Listing date
2026-04-21
On market date
2026-05-02
Original list price
$549,000
Occupant type
Vacant
MLS area
34652 - New Port Richey
Listing AOR
Suncoast Tampa
Status changed
2026-05-02
Tax legal description
FLOR-A-MAR SECTION C-8 PB 10 PG 104 LOT 28 BLOCK 18

Flood risk

High riskFEMA Zone AEPanel 12101C0332G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take US 19 N to New Port Richey, turn left onto Floramar Terrace, turn left onto Shell Stream Blvd, turn Right onto Topsail Trail, the house will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 10, 2026 at 10:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA