6020 Topsail Road, FL
Stellar MLS

$419,000

6020 Topsail Road

Lady Lake, FL 32159

Listing updated: May 19, 2026 at 11:49 AM ET

Active
3
Beds
2
Baths
2,028
Sq Ft
0.23
Acres
1990
Built
$207/sqft
Single Family Residence

Property type

1990

Year built

9,857 sqft

Lot size

$207

Price / sq ft

$182/mo

HOA dues

26

Days on market

2

Garage spaces

X

Flood zone

About this home

KING OF THE HILL...SPECTACULAR HOME! Enjoy amazing GOLFCOURSE AND LAKEVIEWS...feels like your own treehouse! This "ONE OF A KIND" end unit, spacious townhome/villa with durable construction to include a firewall on quiet cul-de-sac...Walk to the clubhouse, watch the golfers tee off right out your window or enjoy gazing from your screened lanai overlooking Lake Griffin! FABULOUS SUNRISES! Completely remodeled with upgrades, interior painted, new flooring and redesigned...Enter into "your castle" through the courtyard with iron gate which is highly elevated above the trees below leading you into a home your guests will never forget! Great room with volume/tray ceilings with crown molding plus custom wet bar leading you to your sunroom relaxation area! Formal dining room with custom storage & shelving. Kitchen that is "fit for a chef" features cabinets galore & new granite countertops plus all new "Energy Star" appliances to include 5 burner smooth top range, built in microwave, "French Style" side/side refrigerator and dishwasher! Pendant lighting over snack bar opens to large breakfast area. Oversized Master suite with vaulted ceiling features private walled courtyard with exterior personal private iron gate entrance. Renovated bathroom with walk in closet for the Mrs. & separate mirrored wall closet for the Mr... free standing tub for your "bubble bath" relaxation, raised vanity with dual above bowl sink basins plus separate glass walk in shower with rain shower head and body jets! Home has all new lighting, fixtures & fans throughout! Bedroom 2 & potential 3rd bedroom used as office features dual pocket door access share the renovated guest bath that features a new circular modern shower with rain head & body jets, raised vanity with above bowl sink! Whole house water filtration added & electric re done year 2021 plus new window screens! Extra deep garage with new garage door year 2020 & added keypad to golf cart garage! Take advantage of MAINTANENCE FREE living.... exterior of home from outside walls, roof repairs (NEW ROOF IN MAY 2026), lawn water/irrigation plus complete yard care included in HOA! Newly landscaped plus added gutters/gutter screens. Enjoy the "feeling of security" & peaceful living here in this manned guard gated 24/7 golf community with close proximity to The Villages and area shopping. Clubhouse social and Golf memberships available for a separate fee! You won't go wrong with this one...bring your Queen and call this "HOME SWEET HOME"!

Local Insight

At $207/sqft, this 1990 home is priced right in the sweet spot for the Lady Lake market—you're getting solid value compared to the $350K–$450K average without the premium pricing of newer construction or direct Villages access. The tight 0.23-acre lot and $182 monthly HOA are typical trade-offs here, but the real question is whether you're buying for lifestyle (proximity to The Villages amenities) or pure investment, since appreciation tends to track the broader retirement community demand rather than individual property improvements. If you're looking at this seriously, verify flood insurance costs upfront even though it's in an X zone—older homes in this area can have surprises with water management and drainage, especially given the proximity to the Harris Chain lakes.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,119
Property taxes$305
Home insurance (est.)$192
HOA dues$182

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    Apr 23, 2026
  2. Listed$419,000
    Apr 23, 2026
  3. Price increased$419,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
Harbor Hills Unit 01a
County
Lake
Year built
1990
Living area
2,028 sq ft
Price/sq ft
$207
Building area
2,174 sq ft (Public Records)
Lot size
9,857 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12069C0190E)
Garage
2 spaces
Annual taxes
$3,663 (2025)
Parcel #
13-18-24-0510-00S-01400
Zoning
PUD
MLS #
G5110999

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Range, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$546 / Quarterly
Monthly HOA
$182/mo
Total monthly fees
$492/mo
Total annual fees
$5,904
HOA name
Sentry Management/ Sunrise Cove
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Refer to HOA for restrictions.

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst20x18
KitchenFirst12x11.5
Dining RoomFirst13x12
DinetteFirst11.5x8.4
Primary BedroomFirst19.4x13
Primary BathroomFirst13x12
Bedroom 2First11.5x10.11
Bathroom 2First7.4x7.2
Bedroom 3First13x10.11
LaundryFirst11x5
DenFirst16.9x8.1
FoyerFirst13x6
Balcony/Porch/LanaiFirst16x14

Listing Details

Listing date
2026-04-23
On market date
2026-04-23
Original list price
$419,000
Occupant type
Owner
MLS area
32159 - Lady Lake (The Villages)
Listing AOR
Lake and Sumter
Status changed
2026-04-23
Tax legal description
HARBOR HILLS UNIT 1A BLK S LOT 14 PB 30 PGS 91-92 ORB 5746 PG 1764

Flood risk

Minimal riskFEMA Zone XPanel 12069C0190E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

441 to 27, Right on Lemon, Left on Lake Griffin Road to Harbor Hills, through gate, right on Topsail Road.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 19, 2026 at 11:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA