$549,900
1638 Mira Lago Circle
Ruskin, FL 33570
Listing updated: June 10, 2026 at 6:36 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this exceptional waterfront pool home in the gated community of Mira Lago, offering over 3,000 square feet of beautifully updated living space with stunning lake views and an incredible outdoor lifestyle. From the moment you arrive, the oversized 3-car garage, lush landscaping, and inviting entry create a lasting first impression. Inside, you'll find a bright, open floor plan filled with natural light, soaring ceilings, plantation shutters throughout, and elegant crown molding that adds a refined touch to every room. The kitchen serves as the heart of the home, featuring quartz countertops, stainless steel appliances, a large center island with breakfast bar, abundant cabinetry, and a spacious closet pantry. It flows seamlessly into the living and dining areas, making entertaining effortless. Offering 4 bedrooms, 4 full bathrooms, and a large loft/bonus room that could easily serve as a 5th bedroom, media room, or home office, this versatile floor plan provides space for everyone. The spacious owner's suite offers a private retreat with dual vanities, a soaking tub, separate shower, and generous walk-in closets. Step outside and experience what truly sets this property apart. The screened lanai overlooks a heated pool and spa, creating the perfect setting for year-round enjoyment. Beyond the pool, you'll discover one of the home's most unique features: a private beach-style retreat overlooking Mira Lago's largest lake. Whether you're enjoying your morning coffee, watching local wildlife, or taking in breathtaking sunset views across the water, this space captures the very best of Florida living. Recent updates, including a NEW ROOF and A/C system, provide peace of mind, while LOW CDD fees and NO FLOOD INSURANCE REQUIRED (X Flood Zone) enhance the home's overall value. Mira Lago is a gated community offering resort-style amenities including a community pool, playground, and basketball courts. Conveniently located near Bahia Beach, E.G. Simmons Regional Park, public boat ramps, Tampa Bay waterfront recreation, shopping, dining, and major commuter routes including US-41 and I-75, this home offers the perfect combination of waterfront living, convenience, and lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history37 days on market
- Status: ActiveMay 11, 2026
- Listed$574,900Apr 29, 2026
- Price reduced$549,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 37
- Subdivision
- Mira Lago West Ph 2a
- County
- Hillsborough
- Year built
- 2006
- Living area
- 3,020 sq ft
- Price/sq ft
- $182
- Building area
- 3,829 sq ft (Public Records)
- Lot size
- 8,468 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12057C0652J)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $4,716 (2025)
- Parcel #
- U-01-32-18-822-000000-00286.0
- Zoning
- PD
- MLS #
- TB8494933
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $294 / Quarterly
- Monthly HOA
- $98/mo
- Total monthly fees
- $98/mo
- Total annual fees
- $1,176
- HOA name
- Excelsior Community Management LLC-Jen Robertson
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and buyers agent to verify
- Approval process
- Buyer and buyers agent to verify
Exterior & Construction
- Exterior features
- Hurricane Shutters, Private Mailbox, Sidewalk
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-04-29
- On market date
- 2026-04-29
- Original list price
- $574,900
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-11
- Tax legal description
- MIRA LAGO WEST PHASE 2A LOT 286
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 South to Exit 240B (Ruskin). Exit right onto SR674. Turn Right onto South US HWY 41 and go about 1.0 mile to 11th Ave. NW; make a Left. Go to Mira Lago's main gate and turn Right onto York Dale Dr. Turn Right onto Mira Lago Circle, continue around the bend. House is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 10, 2026 at 6:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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