1411 54th Terrace, FL
Stellar MLS

$939,000

1411 54th Terrace

Cape Coral, FL 33914

Listing updated: May 14, 2026 at 8:44 AM ET

Active
3
Beds
3
Baths
2,674
Sq Ft
0.23
Acres
1989
Built
WaterfrontWater accessPrivate poolFireplace$351/sqft360° tour
Single Family Residence

Property type

1989

Year built

10,019 sqft

Lot size

$351

Price / sq ft

No HOA

HOA dues

42

Days on market

2

Garage spaces

AE

Flood zone

About this home

DIRECT GULF ACCESS, MINUTES TO OPEN WATER, POOL HOME, AND WALKING DISTANCE TO CAPE HARBOUR Welcome to your slice of waterfront paradise with NO BRIDGES and direct Gulf access, perfectly positioned on a wide canal and just minutes by boat to open water. This prime location offers the best of both worlds with a short walk to Cape Harbour’s dining, shopping, and marina lifestyle, as well as nearby grocery stores, restaurants, and everyday conveniences. This custom built, one owner home offers 2,674 square feet under air with 3 bedrooms, 2 bathrooms plus a separate pool bath, offering both space and functionality . A circular driveway, lush white rock landscaping, and double entry French doors create a stunning first impression. Inside, you will find soaring and vaulted ceilings, tile flooring throughout, and an open, light filled layout featuring two spacious living areas, a real stone wood burning fireplace, and two dining spaces perfect for hosting or creating a cozy breakfast nook. The updated kitchen showcases quartz and granite style countertops, white appliances, an extra large refrigerator and freezer, electric KitchenAid cooktop, and double wall ovens, making it ideal for everyday living and entertaining. The primary suite is a private retreat with sliding doors to the lanai, two walk in closets, and a spa like bathroom featuring dual sinks, a makeup vanity, oversized shower, and a jetted soaking tub. Function meets convenience with a huge laundry room complete with quartz countertops, upper and lower cabinetry, backsplash, sink, and newer Whirlpool washer and dryer. The finished garage includes built in cabinets and workbenches for additional storage and functionality. Designed for true indoor outdoor living, pocket sliding glass doors open the home completely to the covered lanai, where you will find electric fabric shutters, a newly installed pool enclosure, a pebble finished patio, outdoor shower, and a dedicated pool bath for seamless entertaining. Additional upgrades include a newer roof completed in 2023, updated two zone AC systems, fresh interior paint, updated guest bathroom, and new carpet in guest bedrooms. The home is fully equipped with extensive hurricane protection including shutters and accordion panels for added peace of mind. With no history of flooding, a concrete cantilever dock already in place, and space to design your ideal lift or boating setup, this property is truly a boater’s dream and a rare opportunity to create your ideal waterfront lifestyle in one of Southwest Cape Coral’s most desirable locations.

Estimated monthly payment

Principal & interest$4,748
Property taxes$516
Home insurance (est.)$430

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history42 days on market

  1. Status: Active
    Apr 2, 2026
  2. Listed$979,000
    Apr 2, 2026
  3. Price reduced$939,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
42
Subdivision
Cape Coral
County
Lee
Year built
1989
Living area
2,674 sq ft
Price/sq ft
$351
Building area
10,019 sq ft (Public Records)
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12071C0392G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,196 (2025)
Parcel #
15-45-23-C4-04501.0410
Zoning
R1
MLS #
TB8493262

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
Interior features
Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Hurricane Shutters, Outdoor Shower, Private Mailbox, Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-04-01
On market date
2026-04-02
Original list price
$979,000
Occupant type
Vacant
MLS area
33914 - Cape Coral
Listing AOR
Suncoast Tampa
Status changed
2026-04-02
Tax legal description
CAPE CORAL UNIT 64 BLK.4501 PB 21 PG 83 LOT 41 + 42

Flood risk

High riskFEMA Zone AEPanel 12071C0392G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head West on Cape Coral Parkway, Turn left onto Chiquita Blvd, left onto SW 54th Terrace, listing on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 14, 2026 at 8:44 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA