3724 128th Terrace, FL
Stellar MLS

$539,999

3724 128th Terrace

Gainesville, FL 32606

Listing updated: May 31, 2026 at 10:45 AM ET

Active
4
Beds
3
Baths
2,369
Sq Ft
1.01
Acres
1989
Built
In-law suiteFireplace1.01 acres$228/sqft360° tour
Single Family Residence

Property type

1989

Year built

43,996 sqft

Lot size

$228

Price / sq ft

No HOA

HOA dues

64

Days on market

2

Garage spaces

X

Flood zone

About this home

Brand new roof! Beautifully maintained home situated on a full acre in a park like setting, tucked away on a quiet dead-end street with no HOA! This is no cookie-cutter property - its charm is evident from the moment you step onto the inviting flagstone walkway and take in the exceptional curb appeal. The kitchen features stone countertops and updated appliances including gas stove, perfect for both everyday living and entertaining. This spacious home offers 4 bedrooms plus a study, which includes a versatile mother-in-law suite or second family room complete with a half bath. Warm earth tones flow throughout the home, creating a cozy and welcoming atmosphere. The living room is especially inviting, centered around a fireplace and offering serene views of the backyard. The primary suite has been tastefully updated with a glass sliding door to the outdoor deck and a barn door that opens into the bathroom for a relaxing soaking tub. Step outside to enjoy a large deck overlooking a private, fenced backyard with a tranquil fish pond—perfect for unwinding or hosting gatherings. There’s also plenty of space for a pool, gardening, and even chickens are welcome! Additional highlights include energy-efficient R-30 insulation, low electric bills through Clay Electric, and newer well and septic systems installed in 2022. The property also features a 2-car garage and a separate workshop with electricity. Ideally located with convenient access to I-75, this home offers the perfect blend of privacy, functionality, and accessibility. Zones for all A rated schools, Meadowbrook, Fort Clarke Middle & Buchholz High School.

Estimated monthly payment

Principal & interest$2,731
Property taxes$396
Home insurance (est.)$247

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history64 days on market

  1. Status: Active
    Mar 28, 2026
  2. Listed$549,999
    Mar 28, 2026
  3. Price reduced$539,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
64
Subdivision
Holly Hills
County
Alachua
Year built
1989
Living area
2,369 sq ft
Price/sq ft
$228
Building area
3,044 sq ft (Public Records)
Lot size
43,996 sq ft
Lot category
1 to less than 2
Flood zone
X (12001C0280D)
Garage
2 spaces
Annual taxes
$4,750 (2025)
Parcel #
04213-006-003
Zoning
RE-1
MLS #
GC538935

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting, Storage
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected, Public, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
Family RoomFirst
Living RoomFirst
DinetteFirst
KitchenFirst

Listing Details

Listing date
2026-03-28
On market date
2026-03-28
Original list price
$549,999
Occupant type
Owner
MLS area
32606 - Gainesville
Listing AOR
Gainesville-Alachua
Status changed
2026-03-28
Tax legal description
HOLLY HILLS PB O-67 LOT 3 OR 4327/0378

Flood risk

Minimal riskFEMA Zone XPanel 12001C0280D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From NW 39th ave. head West towards 241 - Holly Hills sign take a left to home on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 10:45 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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