
$520,000
12762 98th Street
Largo, FL 33773
Listing updated: May 23, 2026 at 11:58 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! Welcome to your fully furnished Florida retreat in the hidden gem community of Blue Water Cove! This beautifully updated 3-bedroom, 2-bathroom pool home perfectly blends comfort, style, and functionality, offering a true move-in-ready experience. From the moment you step inside, you’re greeted by a bright, open-concept layout with vaulted ceilings, abundant natural light, and durable wood-look flooring throughout, creating a warm and inviting atmosphere. The heart of the home is the stunning, chef-inspired kitchen featuring custom wood cabinetry, granite countertops, a large center island with seating, and sleek Samsung stainless steel appliances including a double oven—ideal for both everyday living and entertaining. The kitchen flows seamlessly into the spacious living and dining areas, highlighted by a striking wood-burning fireplace that adds character and charm. The primary suite offers a peaceful retreat with generous space, a walk-in closet, and a beautifully updated en-suite bathroom with modern finishes and a walk-in shower. The additional bedrooms are well-sized and thoughtfully designed, perfect for guests, family, or a home office setup. Both bathrooms have been tastefully renovated, offering a clean, contemporary feel. Step outside to your private backyard oasis where Florida living truly comes to life. The expansive screened-in lanai features a covered seating area, pavered deck, and a sparkling pool—perfect for relaxing, entertaining, or enjoying year-round outdoor living. The fully fenced yard adds privacy, while the extended space allows for gatherings, play, or simply unwinding in your own slice of paradise. Additional highlights include a spacious 2-car garage with bonus flex space ideal for a game room, gym, or extra storage, along with the added benefit of being sold fully furnished—making this an incredible opportunity for a primary residence, second home, or turnkey investment. With no HOA, you’ll enjoy maximum flexibility and freedom. Conveniently located just minutes from world-famous Gulf beaches, shopping, dining, parks, and major roadways, this home offers the perfect balance of tranquility and accessibility. This is more than just a home—it’s a lifestyle. Schedule your private showing today and experience everything this exceptional property has to offer.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history57 days on market
- Status: ActiveMar 27, 2026
- Listed$530,000Mar 27, 2026
- Price reduced$520,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 57
- Subdivision
- Blue Water Cove
- County
- Pinellas
- Year built
- 1980
- Living area
- 1,444 sq ft
- Price/sq ft
- $360
- Building area
- 2,104 sq ft (Public Records)
- Lot size
- 8,546 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,405 (2025)
- Parcel #
- 11-30-15-09416-000-0820
- Zoning
- R-3
- MLS #
- TB8489116
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to confirm with the city of Largo
Exterior & Construction
- Exterior features
- Hurricane Shutters, Outdoor Shower, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x12 |
| Living Room | First | 18x12 |
| Bedroom 2 | First | 11x10 |
| Kitchen | First | 11x11 |
| Bedroom 3 | First | 10x11 |
| Dining Room | First | 9x11 |
Listing Details
- Listing date
- 2026-03-22
- On market date
- 2026-03-27
- Original list price
- $530,000
- Occupant type
- Vacant
- MLS area
- 33773 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-27
- Tax legal description
- BLUE WATER COVE LOT 82
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Ulmerton Rd (FL-688) & Seminole Blvd: Head west on Ulmerton Rd toward 101st St N. Turn right onto 101st St N and continue north for approximately 0.5 miles. Turn left onto 126th Ave N and follow it into the Blue Water Cove community. Continue straight, then turn right onto 98th St. The home at 12762 98th St will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 11:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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