$498,900
3189 Bayview Lane
St Cloud, FL 34772
Listing updated: June 13, 2026 at 3:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
BIG PRICE IMPROVEMENT + FLOOD INSURANCE NOT REQUIRED + POOL + WATER VIEW! Welcome to this MOVE-IN READY 4-BEDROOM, 3-BATH POOL HOME nestled on a QUIET DEAD-END STREET in Sawgrass, one of St. Cloud's most sought-after communities. Offering PEACEFUL WATER VIEWS, a versatile floor plan, and over 2,200 square feet of living space, this home combines comfort, functionality, and Florida living at its best. Designed with both everyday living and entertaining in mind, the OPEN-CONCEPT LAYOUT features VAULTED CEILINGS, abundant natural light, and HARD-SURFACE FLOORING THROUGHOUT. The spacious kitchen offers GRANITE COUNTERTOPS, NEWER SAMSUNG APPLIANCES, a pantry, breakfast bar, and adjacent dinette, all flowing seamlessly into the main living areas. The PRIVATE PRIMARY SUITE overlooks the water and features bay windows, a sitting area, DUAL WALK-IN CLOSETS, and a spacious bath with DUAL VANITIES, SOAKING TUB, WALK-IN SHOWER, private water closet, and additional storage. A TRUE DOUBLE SPLIT FLOOR PLAN provides privacy for everyone, with a private GUEST SUITE AND FULL BATH separate from two additional bedrooms that share an UPDATED POOL BATH. Need extra space? The DEDICATED OFFICE includes CUSTOM BUILT-INS and a MURPHY BED, making it ideal for WORKING FROM HOME, hobbies, or overnight guests. Step outside to your SCREENED LANAI AND SALTWATER POOL overlooking tranquil WATER VIEWS. The unique VOLLEYBALL-STYLE POOL DESIGN, WROUGHT IRON FENCED BACKYARD, and spacious outdoor living area create the perfect setting for relaxing or entertaining year-round. Additional features include a 2-CAR GARAGE, INTERIOR LAUNDRY ROOM WITH UTILITY SINK, NEW SALTWATER POOL CONVERTER, NEW POOL PUMP, POOL SCREEN ENCLOSURE (2020), gutters, storm door with retractable screen, lanai TV mount with power, and convenient access to HICKORY TREE ROAD, CANOE CREEK ROAD, and the FLORIDA TURNPIKE. LOW HOA - NO CDD OR ADD’L FEES! This is the POOL HOME, WATER VIEW, FLOOR PLAN, AND LOCATION you've been waiting for.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history81 days on market
- Status: ActiveMar 24, 2026
- Listed$545,000Mar 24, 2026
- Price reduced$498,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 81
- Subdivision
- Sawgrass Unit 4
- County
- Osceola
- Year built
- 2002
- Living area
- 2,241 sq ft
- Price/sq ft
- $223
- Building area
- 3,152 sq ft (Public Records)
- Lot size
- 13,721 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4 (2025)
- Parcel #
- 26-26-30-0629-0001-3010
- Zoning
- SR1B
- MLS #
- S5146061
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Hardwood, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Attic Ventilator, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $492 / Annually
- Monthly HOA
- $41/mo
- Total monthly fees
- $41/mo
- Total annual fees
- $492
- HOA name
- Mosaic Services
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify Lease Restrictions with HOA
- Approval process
- Verify Approval Process with HOA
Exterior & Construction
- Exterior features
- Gray Water System, Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 18.5x16 |
| Dining Room | First | 10x10 |
| Office | First | 10x11 |
| Kitchen | First | 16.25x13 |
| Primary Bedroom | First | 25x16 |
| Primary Bathroom | First | 7.5x13 |
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 12x11 |
| Bedroom 4 | First | 12x11 |
| Laundry | First | 7x8 |
| Balcony/Porch/Lanai | First | 14x24 |
Listing Details
- Listing date
- 2026-03-24
- On market date
- 2026-03-24
- Original list price
- $545,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-03-24
- Tax legal description
- SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 301
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 192 turn onto Canoe Creek Rd. Turn Left onto Pine Tree Rd. Turn Left onto Bayview Ln and the property will be on the Right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 13, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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