$425,000
3830 Opal Circle
St Cloud, FL 34772
Listing updated: June 2, 2026 at 2:10 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Welcome to this spacious and bright 4-bedroom, 3-bathroom split plan home in the coveted Sawgrass subdivision in St. Cloud, FL, offering comfort, style, functionality and a LOW HOA! The open floor plan, high ceilings and lots of natural light make this home perfect for both everyday living and entertaining. The spacious kitchen/living room combo is a standout featuring a large island with tons of storage space and plenty of room for gathering. The primary suite is a true retreat with a tray ceiling, private access to the pool, and an ensuite bathroom complete with a garden tub and separate glass-enclosed shower. Step outside to enjoy your screened-in heated pool (solar & elcectric) with a relaxing water feature—perfect for year-round enjoyment. One of the bathrooms is handicap accessible, adding extra convenience and flexibility. Additional highlights include a freshly painted interior, washer and dryer included, newly installed roof-2018, A/C-2015, and water heater-2015. This home checks all the boxes—schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history61 days on market
- Status: PendingJun 2, 2026
- Listed$450,000Mar 23, 2026
- Price reduced$425,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 61
- Subdivision
- Sawgrass Unit 1
- County
- Osceola
- Year built
- 2001
- Living area
- 2,233 sq ft
- Price/sq ft
- $190
- Building area
- 2,976 sq ft (Public Records)
- Lot size
- 8,973 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,482 (2025)
- Parcel #
- 26-26-30-0626-0001-0360
- Zoning
- 0111
- MLS #
- O6391164
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $493 / Annually
- Monthly HOA
- $41/mo
- Total monthly fees
- $41/mo
- Total annual fees
- $493
- HOA name
- Cecily Ramey
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to confirm lease restrictions with HOA
Exterior & Construction
- Exterior features
- French Doors, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x19 |
| Living Room | First | 25x31 |
| Dining Room | First | 9x10 |
| Primary Bedroom | First | 15x17 |
| Primary Bathroom | First | 12x8 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 11x11 |
| Bedroom 4 | First | 11x11 |
| Bathroom 2 | First | 7x5 |
| Bathroom 3 | First | 5x7 |
Listing Details
- Listing date
- 2026-03-16
- On market date
- 2026-03-23
- Original list price
- $450,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-02
- Tax legal description
- SAWGRASS UNIT 1 PB 10 PG 140-141 LOT 36
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Florida Turnpike South toward St. Cloud, take exit 240/Clay Whaley Road. Turn left onto Clay Whaley Road, then right onto Old Canoe Creek Road. Go approximately 2.5 miles and turn left onto Gator Bay Creek Blvd. Turn right onto Opal Circle, home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 2:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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