$319,900
596 State Road 20
Palatka, FL 32177
Listing updated: June 10, 2026 at 10:13 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history89 days on market
- Status: PendingJun 10, 2026
- Listed$349,900Mar 11, 2026
- Price reduced$319,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 89
- Subdivision
- N/A
- County
- Putnam
- Year built
- 1988
- Living area
- 1,632 sq ft
- Price/sq ft
- $196
- Building area
- 2,560 sq ft (Public Records)
- Lot size
- 43,996 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,886 (2025)
- Parcel #
- 15-10-25-0000-0060-0010
- Zoning
- AG
- MLS #
- OM720523
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Vinyl
- Appliances
- Microwave, Range, Range Hood, Refrigerator
- Interior features
- Cathedral Ceiling(s), High Ceilings
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Faces Side
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- French Doors
- Construction materials
- Wood Siding
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Canal/Lake For Irrigation
- Utilities
- Electricity Connected, Mini Sewer
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Bedroom 2 | First | |
| Loft | Second | |
| Bathroom 1 | First | |
| Bathroom 2 | Second | |
| Dining Room | First | |
| Great Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-03-10
- On market date
- 2026-03-11
- Original list price
- $349,900
- Occupant type
- Owner
- MLS area
- 32177 - Palatka
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-10
- Tax legal description
- PT OF NW1/4 OF SW1/4 OF NW1/4 OR342 P570
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From intersection of SR19 and SR20 in Palatka, proceed west on SR 20. Property is on the right as you come up the hill toward Hollister.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 10, 2026 at 10:13 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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