$399,900
543 Terranova Circle
Winter Haven, FL 33884
Listing updated: May 21, 2026 at 7:05 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
POOL Home on Pond in TERRANOVA! Located in desirable southeast Winter Haven, this home has it all! Large areas overlooking screened pool and pond frontage and views! Enjoy the security of a gated community close to schools, shopping, churches and LEGOLAND! Call for your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history80 days on market
- Status: ActiveMar 2, 2026
- Listed$399,900Mar 2, 2026
- Price increased$399,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 80
- Subdivision
- Terranova Ph 01
- County
- Polk
- Year built
- 2003
- Living area
- 2,118 sq ft
- Price/sq ft
- $189
- Building area
- 2,740 sq ft (Public Records)
- Lot size
- 7,475 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12105C0535H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,923 (2025)
- Parcel #
- 26-29-14-687804-000230
- MLS #
- L4959863
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $200 / Quarterly
- Monthly HOA
- $67/mo
- Total monthly fees
- $67/mo
- Total annual fees
- $800
- HOA name
- Terranova Phase 1 / Tera White
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to contact HOA for full leasing details
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 12x7 |
| Living Room | First | 20.5x11.2 |
| Dining Room | First | 12.5x11.5 |
| Kitchen | First | 16x11 |
| Family Room | First | 18x15 |
| Primary Bedroom | First | 14.9x14 |
| Bedroom 2 | First | 12x10.75 |
| Bedroom 3 | First | 12.1x10.75 |
Listing Details
- Listing date
- 2026-03-02
- On market date
- 2026-03-02
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Lakeland
- Status changed
- 2026-03-02
- Tax legal description
- TERRANOVA PHASE I PB 119 PGS 30 & 31 LOT 23
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From CR 540A (Eloise Loop Road), turn south onto Terranova Blvd, enter gates (need gate code), turn left onto Terranova Circle, continue to address 543.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 21, 2026 at 7:05 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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