$144,900
3607 Umbrella Tree Lane
Oxford, FL 34484
Listing updated: June 9, 2026 at 3:40 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Charming 2-bedroom, 2-bathroom site-built home on leased land located just outside The Villages in a vibrant all-ages community. This cheerful tropical gem features a metal roof, eye-catching green exterior, energy-efficient mini split A/C, and stainless steel kitchen appliances for modern comfort. Enjoy the spacious screened-in porch with a convenient kitchen pass-through window—perfect for relaxing, entertaining, or enjoying Florida breezes. Inside, you’ll find thoughtful details including a clever hidden cabinet with three pull-out drawers at the kitchen bar, plus an indoor laundry area with stackable washer and dryer. A two-car pavered driveway provides plenty of parking. The monthly community fee includes the land lease, access to community amenities, lawn care, water, sewer, trash, cable, and internet. Community amenities include a pool, clubhouse, fitness center, pickleball court, dog park, community garden, walking paths, EV charging stations, and a monthly calendar of activities and events. Conveniently located near shopping, dining, I-75, the Turnpike, and The Villages, this home offers an affordable and low-maintenance Florida lifestyle in a well-equipped community.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history104 days on market
- Status: ActiveFeb 25, 2026
- Listed$144,900Feb 25, 2026
- Price increased$144,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 104
- Subdivision
- Lakeshore At Lake Andrew
- County
- Sumter
- Year built
- 2022
- Living area
- 772 sq ft
- Price/sq ft
- $188
- Lot size
- 2,903 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12119C0066D)
- Annual taxes
- $2,384 (2024)
- Parcel #
- D18G036
- Zoning
- 0
- MLS #
- G5108758
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air, Mini-Split Unit(s)
HOA & Financial
- HOA fee
- $900 / Monthly
- Monthly HOA
- $900/mo
- Total monthly fees
- $900/mo
- Total annual fees
- $10,800
- HOA name
- Angela Moyer
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with Lakeshore at Lake Andrew office for details.
- Approval process
- Community approval required, application process via office that includes credit/background checks, proof of income.
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- HardiPlank Type
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Bedroom 2 | First | |
| Living Room | First | |
| Kitchen | First | |
| Balcony/Porch/Lanai | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-02-25
- On market date
- 2026-02-25
- Original list price
- $144,900
- Occupant type
- Vacant
- MLS area
- 34484 - Oxford
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-02-25
- Tax legal description
- SIMPLE LIFE LAKE SHORE LOT 36 DESC AS FOLLOWS: A PORT OF SW 1/4 AND SE 1/4 OF SEC 7 AND A PORT OF NW 1/4 OF SEC 18 DESC AS FOLLOWS: COMM AT NW COR OF SEC 18 THENCE S 89 DEG 53'34''E 460.79 FT N 00 DEG 06'26''E 21.28 FT TO POB THENCE N 06 DE *** CONTI NUED ON TAX ROLL ***
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
466A just off of 301 turn right into community, left through gates, right on Lakeshore, right on Grand Oak Ln, right on Umbrella Tree. Home is on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 9, 2026 at 3:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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