20 Florida Street, FL
Stellar MLS

$170,000

20 Florida Street

Frostproof, FL 33843

Listing updated: May 29, 2026 at 7:27 PM ET

Pending
3
Beds
2
Baths
1,492
Sq Ft
0.28
Acres
1946
Built
$114/sqft
Single Family Residence

Property type

1946

Year built

12,301 sqft

Lot size

$114

Price / sq ft

No HOA

HOA dues

94

Days on market

X

Flood zone

About this home

Under contract-accepting backup offers. SELLER IS OFFERING $3,000 in buyer credit for closing cost!! Welcome to your future home in Frostproof, Florida! This charming three-bedroom, two-bath residence sits on a spacious double lot, blending classic character with plenty of outdoor space to enjoy. The property has been well maintained and thoughtfully improved for peace of mind. Recent improvements include a new roof (2024), freshly painted exterior, and a newer A/C system and water heater (approximately 6 years old). The front patio has also been recently updated, enhancing the home’s curb appeal and outdoor living space. Inside, the home features beautiful original hardwood flooring along with distinctive tile flooring in the dining area and office, adding to its unique charm. Enjoy the warmth of old Florida character combined with comfortable country-style living.

Estimated monthly payment

Principal & interest$860
Property taxes$110
Home insurance (est.)$78

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history94 days on market

  1. Status: Pending
    May 29, 2026
  2. Listed$185,000
    Feb 24, 2026
  3. Price reduced$170,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
94
Subdivision
Codys Hilltop Sub
County
Polk
Year built
1946
Living area
1,492 sq ft
Price/sq ft
$114
Building area
1,564 sq ft (Public Records)
Lot size
12,301 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0935G)
Annual taxes
$1,323 (2025)
Parcel #
28-32-05-982800-000100
Zoning
R60
MLS #
O6384888

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Wood
Appliances
Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Frame
Roof
Shingle
Foundation
Block, Crawlspace, Pillar/Post/Pier
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected

Schools

ElementaryBen Hill Griffin ElemGreatSchools ↗
MiddleFrostproof Middle SeGreatSchools ↗
High SchoolFrostproof Middle - Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst15.11x11.6
Living RoomFirst22.3x12.11
KitchenFirst9.2x12.5
Primary BedroomFirst10x12.5
Primary BathroomFirst10x12.8
Bedroom 2First14.7x12.8
Bedroom 3First11.7x12.8
Bathroom 2First4.11x10.9
DenFirst10.11x10.11

Listing Details

Listing date
2026-02-17
On market date
2026-02-24
Original list price
$185,000
Occupant type
Owner
MLS area
33843 - Frostproof
Listing AOR
Orlando Regional
Status changed
2026-05-29
Tax legal description
CODYS HILLTOP SUB PB 6 PG 24 LOT 10 & BEG NW COR OF LOT 10 CODYS HILLTOP SUB RUN W 57 FT S 115 FT E 57 FT N TO BEG

Flood risk

Minimal riskFEMA Zone XPanel 12105C0935G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Wales on Hwy 27 S to Frostproof Exit 630A. Into Frostproof on Hwy 630 to Scenic intersection. turn Right and go aprox. 3 miles. Right on W. 9th St. Left on Plum, Right on Florida. This home is the last home on the Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 7:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA