10574 98th Terrace, FL
Stellar MLS

$679,000

10574 98th Terrace

Seminole, FL 33772

Listing updated: June 1, 2026 at 1:02 PM ET

Pending
3
Beds
3
Baths
2,063
Sq Ft
0.17
Acres
1988
Built
WaterfrontWater accessPrivate poolIn-law suite$329/sqft360° tour
Single Family Residence

Property type

1988

Year built

7,823 sqft

Lot size

$329

Price / sq ft

No HOA

HOA dues

100

Days on market

AE

Flood zone

About this home

Direct water frontage on Lake Seminole with wide open water views that will amaze you daily! Enjoy your morning coffee on the large covered front lanai and take in the breathtaking sunrises over shimmering Lake Seminole! Inspiring Split Level Custom Pool home built in 1988 with an in-law suite (live in the upper level and rent the lower) in the lower level. Two bedrooms/ Two baths on the upper level with the possibility of a 3rd BD (currently used as a bonus room but could easily be walled in for a BD). Great room floor plan (main level) with Vaulted Ceiling that will be the center of your entertaining along and a wall of windows and sliders overlooking the tranquil lakefront and the beautiful kidney shaped in-ground pool. Lower level with private entrance is a 1 BD / 1 BA with a full kitchenette and utility room. Oversized Two Car Carport under the elevated home that could be enclosed making it a garage and includes large storage area. Located at the end of a private street with no through traffic. Side yard with artificial turf is great for pets. The view challenges comparison! Home is currently being used as a vacation rental. Furniture is available at an additional cost. This is what Florida living is all about!

Estimated monthly payment

Principal & interest$3,433
Property taxes$840
Home insurance (est.)$311

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history100 days on market

  1. Status: Pending
    Jun 1, 2026
  2. Listed$699,000
    Feb 20, 2026
  3. Price reduced$679,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
100
Subdivision
Acreage
County
Pinellas
Year built
1988
Living area
2,063 sq ft
Price/sq ft
$329
Building area
3,200 sq ft (Public Records)
Lot size
7,823 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0181H)
Pool
Private pool
Annual taxes
$10,083 (2025)
Parcel #
22-30-15-00000-120-2200
Zoning
R-3
MLS #
TB8478781

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters
Laundry
None
Stories / Levels
Two
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air, Mini-Split Unit(s)

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
HOA name
UNKNOWN
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Dog Run, Sliding Doors
Construction materials
HardiPlank Type, Frame
Roof
Shingle
Foundation
Stilt/On Piling
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Other

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected

Room Details

RoomLevelDimensions
Primary BedroomUpper
KitchenUpper
Living RoomUpper

Listing Details

Listing date
2026-02-20
On market date
2026-02-20
Original list price
$699,000
Occupant type
Tenant
MLS area
33772 - Seminole
Listing AOR
Suncoast Tampa
Status changed
2026-06-01
Tax legal description
PT OF NE 1/4 OF SEC 22-30-15 DESC AS FROM SW COR OF NW 1/4 OF NE 1/4 OF SEC TH S89D13'53"E 510.61FT FOR POB TH N03D51'16"E 59.35FT TH S88D20'11"E 117.43FT TH S27D24'34"E 65.16FT TH N89D13'53"W 151.39 FT TO POB

Flood risk

High riskFEMA Zone AEPanel 12103C0181H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SEMINOLE BLVD. GO EAST ON 98TH TERRACE TILL ROAD DEAD END. HOUSE IS ON THE RIGHT (SOUTH) SIDE.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 1:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA