$419,900
446 Terranova Street
Winter Haven, FL 33884
Listing updated: June 1, 2026 at 1:42 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Situated in the desirable gated community of Terranova, this wonderful 3-bedroom, 2-bath pool home with a den offers the perfect blend of comfort, luxury, and energy efficiency. Enjoy low utility costs thanks to the fully paid solar system, providing long-term savings and sustainability. Upon arrival, you are welcomed by a charming covered entry accented by a leaded-glass front door and an arched transom window that fills the foyer with natural light. The spacious great room features hand-scraped engineered wood flooring and a large sliding glass door that seamlessly blends indoor and outdoor living while offering picturesque views of the patio and pool area. The well-appointed kitchen showcases white cabinetry with brushed nickel hardware, beautifully complemented by a glass tile backsplash. The upgraded stainless steel appliance package includes a gas range, while the granite-topped breakfast bar with pendant lighting provides additional seating and serves as a natural gathering space. A formal dining room is conveniently located nearby, making entertaining effortless. The primary bedroom suite offers a walk-in closet and a cozy sitting niche, ideal for relaxing while enjoying tranquil views of the pool. The primary bathroom is thoughtfully designed with dual sinks, a linen closet, a walk-in shower, a private water closet, and a luxurious garden tub. Step outside to your own private outdoor oasis. The lagoon-style pool with a cascading waterfall creates a serene ambiance, while the covered patio provides shade from the Florida sun and convenient access to the guest bathroom—perfect for poolside gatherings. The fully fenced backyard offers privacy and features both avocado and citrus trees. Additional features include: ,Den/office, Laundry room with washer and dryer, Solid surface flooring throughout, Water heater (2020), Architectural shingle roof (2020), 18 SEER Carrier HVAC system with heat pump (2020) and warranty, In-wall pest control system, Pull-down attic stairs, Irrigation well, Smart lock entry, Child safety fence for the pool, Exterior carriage lighting, Oversized driveway, Two-car garage with door opener and keyless entry pad. This exceptional home is conveniently located in a picturesque gated community near schools, shopping, restaurants, and Legoland, offering the perfect combination of luxury, convenience, and energy efficiency.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history97 days on market
- Status: PendingJun 1, 2026
- Listed$445,000Feb 23, 2026
- Price reduced$419,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 97
- Subdivision
- Terranova Ph 03
- County
- Polk
- Year built
- 2004
- Living area
- 2,121 sq ft
- Price/sq ft
- $198
- Building area
- 2,751 sq ft (Public Records)
- Lot size
- 10,398 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0530G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $2,816 (2025)
- Parcel #
- 26-29-14-687807-002040
- MLS #
- P4937910
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Hardwood, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $664 / Annually
- Monthly HOA
- $55/mo
- Total monthly fees
- $55/mo
- Total annual fees
- $664
- HOA name
- David D'Agostino - Carmani Enterprise
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer/Buyers Agent to verify Lease Restrictions with HOA
- Approval process
- Buyer/Buyers Agent to verify approval process with HOA
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Propane, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 7x7 |
| Living Room | First | 17x20 |
| Kitchen | First | 9x7 |
| Dining Room | First | 12x13 |
| Primary Bedroom | First | 13x18 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 11x12 |
| Bathroom 2 | First | |
| Bedroom 3 | First | 11x12 |
| Laundry | First | |
| Balcony/Porch/Lanai | First | 10x11 |
| Den | First | 10x13 |
Listing Details
- Listing date
- 2026-02-23
- On market date
- 2026-02-23
- Original list price
- $445,000
- Occupant type
- Owner
- Special conditions
- Probate Listing
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- East Polk
- Status changed
- 2026-06-01
- Tax legal description
- TERRANOVA PHASE III PLAT BOOK 124 PGS 23 THRU 27 LOT 204
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HWY 27, EAST ONTO THOMPSON NURSERY ROAD, SOUTH ONTO TERRANOVA BLVD, (GATE CODE REQUIRED) CONTINUE ON TERRANOVA BLVD, TAKE YOUR SECOND RIGHT ONTO TERRANOVA STREET, HOME IS LOCATED ON THE SOUTH SIDE
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 1:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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