$429,000
104 Surfview Drive
Palm Coast, FL 32137
Listing updated: March 9, 2026 at 4:14 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Highly Motivated! Gorgeous oceanfront unit on 2nd floor overlooking building's private pool and beach. This unit is a 2 bedroom, 2 bath unit with his and hers walk-in Closets in Master. All furniture and appliances are included. Huge balcony makes for wonderful entertaining space and panoramic views. The kitchen and baths have all been beautifully updated with grab bars in both baths. Kitchen has a big pantry and eat-in kitchen with granite counters and stainless appliances. This gated community has access to 3 pools, tennis courts, pickle ball, shuffleboard and 3 clubhouses. Included also is access to the Intracoastal Waterway with nature trails, and a dock for fishing. Kayak storage is also available at an additional cost. Property is 20 miles below St. Augustine and 20 miles above Daytona Beach right on A1A.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: ActiveFeb 14, 2026
- Listed$439,000Feb 14, 2026
- Price reduced$429,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 23
- Subdivision
- Surf Club Condo
- County
- Flagler
- Year built
- 1993
- Living area
- 1,158 sq ft
- Price/sq ft
- $370
- Lot size
- 15,790 sq ft
- Flood zone
- X (12035C0039E)
- Garage
- 1 spaces
- Annual taxes
- $2,540 (2025)
- Parcel #
- 37-10-31-3731-00000-2204
- Zoning
- PUD
- MLS #
- TB8475310
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Common Area, Electric Dryer Hookup, Laundry Closet, Same Floor As Condo Unit
- Stories / Levels
- Three Or More
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Circular Driveway, Covered, Guest, Basement, Underground
HOA & Financial
- HOA fee
- $145 / Monthly
- Monthly HOA
- $145/mo
- Total monthly fees
- $900/mo
- Total annual fees
- $10,804
- HOA name
- Diane Goodman
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Renters not allowed to have pets
- Approval process
- x
Exterior & Construction
- Exterior features
- Outdoor Grill, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Membrane, Tile
- Foundation
- Block, Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x14 |
| Living Room | First | |
| Primary Bedroom | First | 13x14 |
Listing Details
- Listing date
- 2026-02-10
- On market date
- 2026-02-14
- Original list price
- $439,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-14
- Tax legal description
- SURF CLUB CONDO PHASE I UNIT #2204 OR 476 PG 1228 OR 600 PG 237 OR 1757/524 OR 1959/464 OR 2005/1578
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I 95 South, take Exit 305 at Crescent Beach, follow FL-206 E til you deadend into A1A. Turn right and go South on A1A and go over Matanzas Beach bridge to E. Collector Road/Surfview Condos/Villages of Matanzas Shores.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 9, 2026 at 4:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA