104 Surfview Drive, FL
Stellar MLS

$489,000

104 Surfview Drive

Palm Coast, FL 32137

Listing updated: May 2, 2026 at 8:47 AM ET

Active
2
Beds
2
Baths
1,158
Sq Ft
0.36
Acres
1992
Built
WaterfrontWater access$422/sqft360° tour
Condominium

Property type

1992

Year built

15,790 sqft

Lot size

$422

Price / sq ft

No HOA

HOA dues

247

Days on market

1

Garage space

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Own direct oceanfront in one of Palm Coast’s most sought-after weekly rental communities. This fully renovated first-floor residence in Surf Club 1 delivers the perfect blend of coastal lifestyle and income potential—NOW PRICED TO MOVE. Enjoy ocean views with immediate beach and pool access just steps from your door. Completely reimagined, the interior features a designer kitchen with new appliances, brushed quartz countertops, and upgraded cabinetry, along with beautifully updated baths, new plumbing and lighting fixtures, new tile flooring, and hurricane-impact sliders and windows. Every detail has been thoughtfully finished—there’s nothing left to do. The first-floor location is a standout advantage, offering effortless access for owners and guests, no elevators, and seamless indoor-outdoor living—ideal for maximizing rental appeal. Perfect for weekly vacation rentals, a second home, or a smart investment opportunity with income potential from day one. Rare opportunity: direct oceanfront, fully updated, weekly rentals allowed—now under $510K. Close, collect, and start living the beachfront lifestyle.

Estimated monthly payment

Principal & interest$2,473
Property taxes$432
Home insurance (est.)$224

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history247 days on market

  1. Status: Active
    Aug 28, 2025
  2. Listed$550,000
    Aug 28, 2025
  3. Price reduced$489,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
247
Subdivision
Surf Club Condo
County
Flagler
Year built
1992
Living area
1,158 sq ft
Price/sq ft
$422
Lot size
15,790 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12035C0039E)
Garage
1 spaces
Annual taxes
$5,182 (2024)
Parcel #
37-10-31-3731-00000-2106
Zoning
CONDO
MLS #
V4944604

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Covered, Guest, Off Street, Open, Basement

HOA & Financial

HOA fee
$0 / Monthly
Monthly HOA
$0/mo
Total monthly fees
$900/mo
Total annual fees
$10,804
HOA name
Diana Goodman
CDD
No
Min lease term
1 Week
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See condo docs
Approval process
See condo docs

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors, Tennis Court(s)
Construction materials
Block, Concrete, Stucco
Roof
Concrete, Tile
Foundation
Concrete Perimeter, Pillar/Post/Pier, Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit, Yes

Room Details

RoomLevelDimensions
KitchenFirst9.9x14.2
Primary BedroomFirst13x14.5
Living RoomFirst

Listing Details

Listing date
2025-08-27
On market date
2025-08-28
Original list price
$550,000
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2025-08-28
Tax legal description
- SURF CLUB CONDO PHASE I UNIT #2106 OR 513 PG 1490 OR 515 PG 1166-CD

Flood risk

Minimal riskFEMA Zone XPanel 12035C0039E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take A1A North to Palm Coast -Surf Club Condo is located approximately 1 mile north of Washington Oaks Park on the right side (ocean side) of the road. If coming from St. Augustine, condo is approx. 2 miles south of Marineland. Go through gate, condo is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 2, 2026 at 8:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA