550 Ontario Avenue, FL
Stellar MLS

$475,000

550 Ontario Avenue

Crystal Beach, FL 34681

Listing updated: June 12, 2026 at 3:50 PM ET

Active
3
Beds
2
Baths
1,320
Sq Ft
0.12
Acres
1984
Built
Private poolFireplace$360/sqft360° tour
Single Family Residence

Property type

1984

Year built

5,227 sqft

Lot size

$360

Price / sq ft

No HOA

HOA dues

108

Days on market

2

Garage spaces

X

Flood zone

About this home

SELLERS MOTIVATED...ESTATE SALE - FANTASTIC LOCATION -Historic CRYSTAL BEACH - Beautifully updated, Light and Bright, this 3 bedroom 2 bathroom home is perfectly positioned just 1/2 block from Live Oak Neighborhood Park, the newly rebuilt pier and the GULF of MEXICO. Upon entry, the living room boasts vaulted ceilings and a floor-to-ceiling stone fireplace, a cozy focal point for cool evenings. LUXURY VINYL flooring flows throughout and the interior has been FRESHLY PAINTED in a neutral tone, newer A/C (2021) and it has a BRAND NEW ROOF (2026). NO FLOOD INSURANCE required . This property has remained high and dry with no history of flooding at an elevation of 20'. The Chef's Kitchen features crisp white Shaker cabinets, sleek GRANITE COUNTERTOPS and a full suite of STAINLESS STEEL appliances including a contemporary vent hood. There's a spacious eating area and sliding glass doors lead directly out to the patio and pool making dining al fresco effortless. The pool is surrounded by an expansive screened enclosure that allows year-round bug-free enjoyment in the Florida sun. The private PRIMARY SUITE located at the rear also has sliding glass doors overlooking the pool and features an EN-SUITE BATHROOM with custom tiled walk-in shower and modern vanity with stone countertop. The additional bedrooms are generous in size and share the updated second bath. It's a short stroll to the pier and waterfront, and minutes from historic downtown Palm Harbor and A-rated Palm Harbor University High School. Choices abound, whether you want a year-round, seasonal or investment property this move-in ready home has everything you need for your piece of Florida paradise.

Estimated monthly payment

Principal & interest$2,402
Property taxes$392
Home insurance (est.)$218

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history108 days on market

  1. Status: Active
    May 18, 2026
  2. Listed$565,000
    Feb 19, 2026
  3. Price reduced$475,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
108
Subdivision
Crystal Beach Rev
County
Pinellas
Year built
1984
Living area
1,320 sq ft
Price/sq ft
$360
Building area
1,830 sq ft (Public Records)
Lot size
5,227 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,699 (2024)
Parcel #
35-27-15-19872-061-0120
Zoning
R-4
MLS #
TB8475182

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Stone Counters
Laundry
In Garage
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Unimproved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst18x14
Living RoomFirst14.75x19.5
Primary BedroomFirst15x14.75

Listing Details

Listing date
2026-02-05
On market date
2026-02-19
Original list price
$565,000
Occupant type
Vacant
MLS area
34681 - Crystal Beach
Listing AOR
Suncoast Tampa
Status changed
2026-05-18
Tax legal description
CRYSTAL BEACH REVISED BLK 61, LOT 12

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 19 N go West on Alderman Rd to Alt US 19, go South to Crystal Beach Ave., go West to Henry Lane, turn Right then Left on Ontario Ave. Home is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 3:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA