$285,000
3348 Kelsey Lane
St Cloud, FL 34772
Listing updated: June 5, 2026 at 1:48 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Welcome to 3348 Kelsey Lane — a well-maintained 3 bedroom, 2 bathroom home offering 1,252 square feet of comfortable living space at an extremely affordable price. With a 2020 roof and newer interior paint, this home is move-in ready and perfect for first-time buyers, downsizers, or investors. Seller is willing to offer $4,000 in seller concessions. Enjoy a functional layout including a split floor plan and alluring cathedral ceilings, low HOA, and a convenient location just minutes from shopping, dining, and Water Tower Park. Whether you're looking for a primary residence or a smart investment opportunity, this home checks all the boxes for value, condition, and location. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history48 days on market
- Status: PendingApr 17, 2026
- Listed$300,000Feb 27, 2026
- Price reduced$285,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 48
- Subdivision
- Cross Creek Estates Ph 2 & 3
- County
- Osceola
- Year built
- 2000
- Living area
- 1,252 sq ft
- Price/sq ft
- $228
- Lot size
- 6,011 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $4,606 (2025)
- Parcel #
- 26-26-30-0601-0001-0600
- Zoning
- SR3
- MLS #
- O6381008
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $60 / Monthly
- Monthly HOA
- $60/mo
- Total monthly fees
- $60/mo
- Total annual fees
- $720
- HOA name
- Cross Creek Estates
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-02-27
- On market date
- 2026-02-27
- Original list price
- $300,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-17
- Tax legal description
- CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 60
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Going Straight on Old Canoe Creek Road at the Intersection of Canoe Creek Road, Cross East across intersection and pass Water Tower, Take a right into Cross Creek Estates and another right on Kelsey Lane. 11th House on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 1:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA