612 Terrace Ridge Circle, FL
Stellar MLS

$189,900

612 Terrace Ridge Circle

Davenport, FL 33896

Listing updated: April 21, 2026 at 7:10 PM ET

Active
2
Beds
2
Baths
1,261
Sq Ft
0.02
Acres
2005
Built
$151/sqft
Condominium

Property type

2005

Year built

684 sqft

Lot size

$151

Price / sq ft

$552/mo

HOA dues

75

Days on market

X

Flood zone

About this home

Beautiful 2-bedroom, 2-bathroom condo offering 1,264 square feet of comfortable living space, nestled behind the gates of the desirable Terrace Ridge community in Davenport. This well-maintained unit features a new roof and laminate and tile flooring throughout--no carpet, making it both stylish and low-maintenance. The home also includes a lovely balcony, perfect for enjoying morning coffee or relaxing evenings. Terrace Ridge is a gated community offering resort-style amenities, including a fitness center, community pool, and sand volleyball court, ideal for enjoying the Florida lifestyle. Conveniently located in the heart of ChampionsGate, this condo offers easy access to I-4 and is minutes to Disney, with a short drive to SeaWorld, Universal, and other major attractions, as well as the Premium Outlet Shopping Mall. The monthly HOA fee of $551.77 includes water, basic cable, and internet, providing added value and convenience. Whether you're seeking a primary residence, vacation home, or investment opportunity, this condo delivers on location, amenities, and low-maintenance living.

Estimated monthly payment

Principal & interest$960
Property taxes$177
Home insurance (est.)$87
HOA dues$552

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history75 days on market

  1. Status: Active
    Feb 5, 2026
  2. Listed$199,999
    Feb 5, 2026
  3. Price reduced$189,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
75
Subdivision
Terrace Ridge At Town Center East A Condominium
County
Polk
Year built
2005
Living area
1,261 sq ft
Price/sq ft
$151
Building area
1,341 sq ft (Public Records)
Lot size
684 sq ft
Flood zone
X (12105C0125H)
Annual taxes
$2,118 (2025)
Parcel #
27-26-02-701011-001260
MLS #
S5143187

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

HOA fee
$552 / Monthly
Monthly HOA
$552/mo
Total monthly fees
$552/mo
Total annual fees
$6,621
HOA name
Margaret Lapinsky
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyers and buyer's agent to verify all information with HOA, city and county.
Approval process
Buyers and buyer's agent to verify all information with HOA, city and county.

Exterior & Construction

Exterior features
Balcony, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Brick, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLoughman Oaks ElemGreatSchools ↗
MiddleBoone MiddleGreatSchools ↗
High SchoolDavenport High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-02-04
On market date
2026-02-05
Original list price
$199,999
Occupant type
Owner
MLS area
33896 - Davenport / Champions Gate
Listing AOR
Osceola
Status changed
2026-02-05
Tax legal description
TERRACE RIDGE AT TOWN CENTER EAST, A CONDOMINIUM OR 6192 PGS 1845 THRU 1901 UNIT 126 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION

Flood risk

Minimal riskFEMA Zone XPanel 12105C0125H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 21, 2026 at 7:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA