3620 Kaiser Avenue, FL
Stellar MLS

$575,000

3620 Kaiser Avenue

St Cloud, FL 34772

Listing updated: April 9, 2026 at 9:43 AM ET

Active
3
Beds
2
Baths
1,671
Sq Ft
2.1
Acres
2023
Built
WaterfrontWater access2.1 acres$344/sqft360° tour
Single Family Residence

Property type

2023

Year built

91,563 sqft

Lot size

$344

Price / sq ft

No HOA

HOA dues

63

Days on market

2

Garage spaces

A,X

Flood zone

About this home

Rare opportunity to own a like-new block home on 2.10 acres in the desirable St. Cloud Manor area. Built in 2023, this custom-built block home offers 1,671 SF, 3 bedrooms, 2 baths, and a split floor plan designed for both comfort and privacy. The home is exceptionally clean and well maintained, featuring concrete floors throughout (no carpet), stainless steel appliances, and a bright, open living space ideal for everyday living and entertaining. Enjoy peaceful outdoor living with a full-length covered front porch and a covered back porch overlooking the stocked pond, complete with a 10x10 fishing dock—perfect for relaxing and enjoying the setting. The property also includes a 2-car garage, 30x40 pole barn, and a brick paver grilling and hangout area under the shade. Homes offering acreage, block construction, and newer build quality are a rare find—this one delivers space, privacy, and functionality with no HOA.

Estimated monthly payment

Principal & interest$2,908
Property taxes$445
Home insurance (est.)$264

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history63 days on market

  1. Status: Active
    Feb 5, 2026
  2. Listed$599,000
    Feb 5, 2026
  3. Price reduced$575,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
63
Subdivision
Citrus Ponds
County
Osceola
Year built
2023
Living area
1,671 sq ft
Price/sq ft
$344
Building area
2,968 sq ft (Public Records)
Lot size
91,563 sq ft
Lot category
2 to less than 5
Flood zone
A,X (12097C0270G)
Garage
2 spaces
Annual taxes
$5,339 (2025)
Parcel #
36-26-30-2796-0001-0030
Zoning
OA2M
MLS #
S5142820

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Concrete
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Faces Side

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please contact Osceola county for Lease restrictions.

Exterior & Construction

Exterior features
French Doors, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryMichigan Avenue Elem (K 5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst18.6x14.9
Living RoomFirst18.6x19.4
Bedroom 3First11.11x13.1
Bedroom 2First11.11x13.1
Primary BedroomFirst16.6x12.1

Listing Details

Listing date
2026-02-05
On market date
2026-02-05
Original list price
$599,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Osceola
Status changed
2026-02-05
Tax legal description
CITRUS PONDS PB 7 PG 46 LOT 3

Flood risk

High riskFEMA Zone A,XPanel 12097C0270G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

192 E into St. Cloud, make a R onto Vermont (Canoe Creek Rd), make a L onto Pine Tree Drive, make a R onto Kaiser Ave, home is down on the R.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 9, 2026 at 9:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA