$399,900
4089 Navigator Way
Kissimmee, FL 34746
Listing updated: April 22, 2026 at 11:35 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Step into resort-style living at 4089 Navigator Way, the only five-bedroom home in the gated Isles of Bellalago community. Offering approximately 2,123 square feet, this home features four bedrooms plus a rare first-floor bonus room ideal for a home office or guest space, along with 2.5 bathrooms. The bright interior includes high ceilings, a spacious living and dining area, and a well-appointed kitchen with granite countertops, ample cabinetry, and a breakfast bar. Upstairs, the flexible bedroom layout includes a generous owner’s suite with dual sinks, a soaking tub, and a separate shower. Enjoy Florida living outdoors on the covered lanai overlooking the yard. Community amenities include three pools, a clubhouse, walking trails, and lake access. Conveniently located in Kissimmee’s 34746 area near US-192, Osceola Parkway, and the Florida Turnpike, with easy access to The Loop shopping center, dining, and nearby attractions including Disney Springs and Walt Disney World.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history82 days on market
- Status: ActiveJan 30, 2026
- Listed$410,000Jan 30, 2026
- Price reduced$399,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 82
- Subdivision
- Isles Of Bellalago
- County
- Osceola
- Year built
- 2006
- Living area
- 2,123 sq ft
- Price/sq ft
- $188
- Building area
- 2,789 sq ft (Public Records)
- Lot size
- 8,756 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0240G)
- Garage
- 2 spaces
- Annual taxes
- $5,391 (2025)
- Parcel #
- 25-26-28-2667-0001-0850
- Zoning
- PD
- MLS #
- O6376907
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $159 / Monthly
- Monthly HOA
- $159/mo
- Total monthly fees
- $324/mo
- Total annual fees
- $3,888
- HOA name
- First Service Residential/Derek Pinto
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify with HOA.
Exterior & Construction
- Exterior features
- Fire Pit, Garden, Private Yard, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bonus Room | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second |
Listing Details
- Listing date
- 2026-01-28
- On market date
- 2026-01-30
- Original list price
- $410,000
- Occupant type
- Owner
- MLS area
- 34746 - Kissimmee (West of Town)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-01-30
- Tax legal description
- ISLES OF BELLALAGO PB 17 PGS 191-195 LOT 85 31-26-29
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 W (SR-400) toward Tampa, take the left exit onto I-4 Express Ln. Continue on Florida's Tpke. Take the exit toward Airport/Tampa/Daytona Beach/Central Florida Greeneway onto SR-417-TOLL S (Central Florida GreeneWay). Take exit 3 toward Osceola Pkwy/Florida's Turnpike Toll/CR-522-TOLL E. Turn left onto W Osceola Pkwy toward Florida's Turnpike Toll/CR-522-TOLL E. Take ramp toward Poinciana Blvd/SR-535/US-192. Turn right onto N Poinciana Blvd toward US-192. Turn left onto Isles of Bellalago Dr. Turn left onto Bella Isle Cir. Turn right onto Bella Isle Cir. Turn right onto Molly St. Turn left onto Navigator Way.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 22, 2026 at 11:35 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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