$144,999
1975 Bay Drive
Largo, FL 33770
Listing updated: June 12, 2026 at 11:42 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
"NEW 2010" and constructed to current building codes. Rare gem in Belleair Oaks Condominiums, completely rebuilt from the ground UP. This well-maintained building is equipped with a fire sprinkler system, hurricane straps, and impact-rated windows. Enjoy one of the lowest HOA fees in the area at just $333/month, with no flood insurance required. This beautifully maintained 1-bedroom, 1-bath condo features an open-concept living and dining layout, brand new carpet in the bedroom, dual closets, in-unit laundry, wood flooring throughout the main living space, and an updated kitchen with stainless steel appliances. Upon entry, you’re welcomed into a bright, open living and dining area highlighted by built-in wall storage and seamless access to the screened-in lanai, perfect for relaxing year-round. Upon entry, you’re welcomed into a bright open living and dining area highlighted by built-in wall storage and seamless access to the screened lanai. The kitchen features quartz countertops, updated cabinetry, an undermount sink, a window overlooking outside, and an electric cooktop with hooded vent and oven. The spacious bedroom is a comfortable retreat with his and hers closets. A full bath equipped with a washer and dryer for your convenience. The HOA fees include water, sewer, trash, exterior maintenance (roof, pest control, lawn care), and building insurance. Community amenities include an onsite laundry room, assigned parking, and ample guest parking conveniently located in front of the building. Ideally located near shopping, dining, golf courses, medical facilities, the Pinellas Trail, Belleair Causeway, and just 30 minutes from Tampa International Airport. Perfect for beach, boating, and fishing enthusiasts, this location offers quick access to a nearby boat ramp and pristine Gulf beaches, Belleair Beach (5 min), Indian Rocks Beach (10 min), and Clearwater Beach (15 min). Don’t miss this rare opportunity!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history140 days on market
- Status: ActiveJan 23, 2026
- Listed$169,000Jan 23, 2026
- Price reduced$144,999
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 140
- Subdivision
- Belleair Oaks Condo
- County
- Pinellas
- Year built
- 1970
- Living area
- 630 sq ft
- Price/sq ft
- $230
- Lot size
- 140,060 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X (12103C0116J)
- Annual taxes
- $68 (2024)
- Parcel #
- 33-29-15-07060-003-3120
- Zoning
- RES
- MLS #
- W7882313
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Tile, Wood
- Appliances
- Built-In Oven, Cooktop, Disposal, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Window Treatments
- Laundry
- Laundry Closet, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $0 / Annually
- Monthly HOA
- $0/mo
- Total monthly fees
- $333/mo
- Total annual fees
- $3,996
- HOA name
- Mackenzie Puckett
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA for lease restriction
- Approval process
- See HOA, application is attached
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 10.11x12.1 |
| Kitchen | First | 11.3x6.1 |
| Living Room | First | 14.8x14.6 |
| Dining Room | First | 11.2x7.2 |
| Balcony/Porch/Lanai | First | 9.5x8.3 |
Listing Details
- Listing date
- 2026-01-19
- On market date
- 2026-01-23
- Original list price
- $169,000
- Occupant type
- Vacant
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-23
- Tax legal description
- BELLEAIR OAKS CONDO BLDG 3, UNIT 312
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Going west on E Bay Dr. Turn right onto 20th St NW, then make a right. The property will be on the left side, located on the second floor.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 11:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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