3989 Eternity Circle, FL
Stellar MLS

$350,000

3989 Eternity Circle

St Cloud, FL 34772

Listing updated: June 13, 2026 at 9:24 AM ET

Pending
3
Beds
2
Baths
1,677
Sq Ft
0.17
Acres
2013
Built
$209/sqft
Single Family Residence

Property type

2013

Year built

7,405 sqft

Lot size

$209

Price / sq ft

$85/mo

HOA dues

111

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. USE SELLER PREFERRED LENDER AND LENDER WILL CONTRIBUTE 1% TOWARD RATE BUY-DOWN OR POINTS. 3989 Eternity Circle invites you to experience comfort, style, and the very best of Florida living in a home that instantly feels warm, welcoming, and thoughtfully designed. This charming 3-bedroom, 2-bath residence with a 2-car garage blends everyday functionality with inviting spaces, offering a layout that is open, bright, and effortlessly livable from the moment you step inside. Inside, you’ll appreciate the spacious open-concept design, complete with a separate formal living room and a cozy family room—perfect for both quiet evenings and hosting guests. Wood-look ceramic tile flooring extends through the living room, family room, and primary bedroom, creating a clean, modern feel that’s as stylish as it is easy to maintain. Ceiling fans in the main living areas and bedrooms provide year-round comfort, while abundant natural light enhances the airy, uplifting atmosphere throughout the home. The kitchen is truly the heart of the home, seamlessly connecting to the living spaces so you can cook, gather, and entertain with ease. Whether you're preparing meals or hosting friends and family, the flow of this space makes staying connected effortless. Even better, all appliances are included, making your move-in experience simple and convenient. Step outside to your own private retreat and discover a backyard designed for relaxation and enjoyment. The fully fenced yard offers privacy with no rear neighbors, while the standout feature—mature mango trees—adds shade, character, and a true taste of Florida living right at home. The covered lanai provides the perfect setting for grilling, gardening, or simply unwinding at the end of the day. An added bonus: this home can be sold fully furnished, if the buyer prefers, creating a fantastic opportunity for a seamless move, a second home, or even a turnkey investment. Living in the community of Esprit means enjoying a lifestyle that balances relaxation and activity. Residents have access to a community pool, park, and walking paths, all paired with a low annual HOA that keeps enjoying these amenities affordable year-round. Conveniently located, this home is just a short distance from everyday shopping, grocery stores, and local dining, with quick access to the Florida Turnpike for easy travel throughout Central Florida. You’re approximately 17 miles to Orlando International Airport (MCO), about 26 miles to Walt Disney World, roughly 24 miles to Universal Orlando, and around 53 miles to Cocoa Beach for a quick escape to the East Coast. Privacy, space, charm, and true move-in-ready convenience come together beautifully here. Schedule your private showing today and see all that this home has to offer.

Estimated monthly payment

Principal & interest$1,770
Property taxes$470
Home insurance (est.)$160
HOA dues$85

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history111 days on market

  1. Status: Pending
    May 14, 2026
  2. Listed$385,000
    Jan 23, 2026
  3. Price reduced$350,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
111
Subdivision
Esprit Ph 3a
County
Osceola
Year built
2013
Living area
1,677 sq ft
Price/sq ft
$209
Building area
2,267 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0270G)
Garage
2 spaces
Annual taxes
$5,635 (2025)
Parcel #
34-26-30-0094-0001-1770
Zoning
RESI
MLS #
O6375788

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$510 / Semi-Annually
Monthly HOA
$85/mo
Total monthly fees
$85/mo
Total annual fees
$1,020
HOA name
Access Management
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and Buyer's Agent to verify all lease restrictions.

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryACanoe Creek K-8GreatSchools ↗
MiddleACanoe Creek K-8GreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14x14.1
Bedroom 2First13.4x9.11
Bedroom 3First11.2x9.9
Living RoomFirst11.9x11.2
KitchenFirst12x10
Family RoomFirst15.3x18.4
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-01-21
On market date
2026-01-23
Original list price
$385,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-05-14
Tax legal description
ESPRIT PH 3A PB 22 PG 41-43 LOT 177

Flood risk

Minimal riskFEMA Zone XPanel 12097C0270G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Turnpike south to Exit 240, Use the right lane to turn left onto Clay Whaley Rd/Kissimmee Park Rd, Turn right onto Florida Nat'l Scenic Trl/Old Canoe Creek Rd, Turn right onto Canoe Creek Rd, Turn right onto Friars Cove Rd, Turn right onto Esprit Ln, Turn left at the 1st cross street onto Charmed Ln, Turn right onto Eternity Circle. Turn left onto Starcatcher St. At stop sign, home will be right in front at 3989 Eternity Cir with sign in yard.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 13, 2026 at 9:24 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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