$585,000
3423 Palometa Drive
Hernando Beach, FL 34607
Listing updated: April 6, 2026 at 4:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience elevated coastal living in this exceptional three-story residence, perfectly situated on a quiet cul-de-sac with a private boat ramp and boat-lift access leading directly to the Gulf of America. Designed for those who appreciate refinement, privacy, and the effortless beauty of Florida’s waterfront lifestyle, this three-bedroom, two-and-a-half-bath home delivers a rare blend of sophistication and comfort. A private floating dock invites endless days on the water, while the expansive master suite offers a nightly retreat with breathtaking sunset views from your own balcony—an intimate vantage point overlooking the Gulf’s shimmering horizon. Inside, the home showcases a fully updated gourmet kitchen appointed with granite countertops, stainless steel appliances, and solid wood cabinetry. Luxury flooring, ceramic tile, and plush carpeting flow throughout the interior, complemented by a cozy fireplace and the convenience of interior laundry, a tankless water heater, and a whole-house water softener system. Outdoors, the property transforms into a private resort. The heated saltwater pool is enhanced with elegant lighting, creating a serene ambiance for evening swims or weekend entertaining. A newly installed irrigation system maintains the lush surroundings with ease, while the conservation area nearby the property ensures lasting privacy and a peaceful natural backdrop. The oversized two-car garage provides generous storage, and the home’s three-story design offers both functionality and architectural presence. Whether you’re seeking a seasonal sanctuary or a full-time luxury residence, this property embodies the essence of upscale Florida living—waterfront access, refined finishes, and a lifestyle defined by comfort, beauty, and coastal elegance
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history74 days on market
- Status: ActiveJan 22, 2026
- Listed$645,000Jan 22, 2026
- Price reduced$585,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 74
- Subdivision
- Hernando Beach
- County
- Hernando
- Year built
- 2009
- Living area
- 1,976 sq ft
- Price/sq ft
- $296
- Building area
- 3,432 sq ft (Appraiser)
- Lot size
- 7,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12053C0281E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,622 (2025)
- Parcel #
- R24-223-16-2370-0140-0070
- Zoning
- R1B
- MLS #
- W7882272
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Epoxy, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet, Upper Level
- Stories / Levels
- Three Or More
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level, Oversized, Parking Pad, Garage
HOA & Financial
- HOA fee
- $265 / Annually
- Monthly HOA
- $22/mo
- Total monthly fees
- $22/mo
- Total annual fees
- $265
- HOA name
- Coastal HOA Managment Services - HBSPOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- No Airbnd allowed
- Approval process
- https:/www.hbspoa.org.org/
Exterior & Construction
- Exterior features
- Balcony, Fire Pit
- Construction materials
- Concrete, Frame
- Roof
- Shingle
- Foundation
- Concrete Perimeter, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Available, Phone Available, Sewer Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third | |
| Primary Bathroom | Third | |
| Laundry | Third | |
| Bedroom 2 | Third | |
| Bedroom 3 | Third | |
| Bathroom 2 | Third | |
| Balcony/Porch/Lanai | Third | |
| Den | Second | |
| Balcony/Porch/Lanai | Second | |
| Living Room | Second | |
| Dining Room | Second | |
| Bathroom 3 | Second | |
| Kitchen | Second | |
| Workshop | First |
Listing Details
- Listing date
- 2026-01-22
- On market date
- 2026-01-22
- Original list price
- $645,000
- Occupant type
- Owner
- MLS area
- 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-22
- Tax legal description
- HERNANDO BEACH UNIT 13-B BLK 140 LOT 7
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Shoal Line Blvd to Jewfish Dr, Left on Palometa and home is on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 6, 2026 at 4:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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