$176,000
10824 90th Terrace
Ocala, FL 34481
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to this well-maintained single-family home located in a desirable 55+ community. Featuring 2 bedrooms and 2 bathrooms, this residence offers comfortable and low-maintenance living. The roof was replaced in 2020, and a full gutter system adds long-term value and peace of mind. Inside, enjoy new flooring in both bedrooms and a fully equipped kitchen designed for everyday convenience. Step outside to the tiled front patio, perfect for relaxing and enjoying the neighborhood atmosphere. The community offers exceptional amenities, including three swimming pools, a gym, golf, and fitness facilities, providing an active and social lifestyle for residents. Ideal for those seeking comfort, convenience, and resort-style living in a vibrant 55+ community.
Local Insight
At $183/sqft in a 55+ community, you're looking at solid value for a move-in-ready two-bedroom, though the 1986 build means you'll want a thorough inspection on the roof, HVAC, and plumbing given the age. The $146 monthly HOA is reasonable for a gated 55+ neighborhood, but the real trade-off here is location—Ocala works great if you're drawn to the horse country lifestyle or remote work, but it's genuinely 80+ minutes from Orlando, so this isn't a commuter property. The non-flood zone lot and small footprint make it low-risk for maintenance costs, which appeals to retirees, but resale demand will hinge on whether you're selling to the existing 55+ buyer pool or trying to convert a younger buyer on the Ocala lifestyle.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history96 days on market
- Status: ActiveDec 17, 2025
- Listed$179,000Dec 17, 2025
- Price reduced$176,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 96
- Cumulative DOM
- 360
- Subdivision
- Oak Run Nbrhd 01
- County
- Marion
- Year built
- 1986
- Living area
- 960 sq ft
- Price/sq ft
- $183
- Building area
- 6,534 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0692E)
- Garage
- 1 spaces
- Annual taxes
- $1,180 (2025)
- Parcel #
- 7001-003-024
- Zoning
- PUD
- MLS #
- V4946324
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $146 / Monthly
- Monthly HOA
- $146/mo
- Total monthly fees
- $146/mo
- Total annual fees
- $1,757
- HOA name
- Tanya Sappleton
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Must get affidavit from orha55living@gmail.com
- Approval process
- Must get affidavit from orha55living@gmail.com
Exterior & Construction
- Exterior features
- Private Yard, Rain Gutters, Sliding Doors
- Construction materials
- Metal Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Number Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15.1x11.3 |
| Bedroom 2 | First | 9.9x9.9 |
| Kitchen | First | 9x9.5 |
| Living Room | First |
Listing Details
- Listing date
- 2025-12-12
- On market date
- 2025-12-17
- Original list price
- $179,000
- Occupant type
- Owner
- MLS area
- 34481 - Ocala
- Listing AOR
- West Volusia
- Status changed
- 2025-12-17
- Tax legal description
- SEC 35 TWP 16 RGE 20 PLAT BOOK X PAGE 099 OAK RUN NEIGHBORHOOD 1 BLK C LOT 24
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Go to Oak Run main gate on Highway 200, make first left after gate, go straight, around the curve make a left onto 90th terrace, then make your first right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 23, 2026 at 5:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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