3585 Hiawatha Terrace, FL
Stellar MLS

$375,000

3585 Hiawatha Terrace

Crystal River, FL 34428

Active
4
Beds
2
Baths
1,938
Sq Ft
0.26
Acres
1980
Built
Fireplace$194/sqft360° tour
Single Family Residence

Property type

1980

Year built

11,401 sqft

Lot size

$194

Price / sq ft

No HOA

HOA dues

159

Days on market

2

Garage spaces

AE

Flood zone

About this home

SELLER MOTIVATED !!!! Discover this stunning fully remodeled 4-bedroom, 2-bath residence located in the heart of beautiful Crystal River. Thoughtfully redesigned with elegance and modern sophistication, this home offers a perfect blend of style, comfort, and functionality. Step inside to find spacious, light-filled interiors, refined finishes throughout, and a seamless open layout ideal for both everyday living and entertaining. The gourmet-inspired kitchen and spa-like bathrooms have been tastefully updated, making this home truly move-in ready. Motivated Seller – Exceptional Opportunity Owner Financing Available – A rare and flexible option for qualified buyers Ideal as a primary residence, vacation retreat, or investment property Located near Crystal River’s pristine springs, nature preserves, and outdoor lifestyle attractions, this property offers both tranquility and convenience. An elegant home. A smart investment. A rare opportunity. Schedule your private showing today.

Local Insight

The AE flood zone designation is a serious consideration here—you'll need flood insurance, which adds meaningful annual costs that aren't reflected in the $375k price tag, so run those numbers before committing. At $194/sqft for a 1980 home, you're getting decent value for Crystal River, but the age means you should budget for potential HVAC and plumbing updates sooner rather than later. The 0.26-acre lot is manageable but modest, so if outdoor space or privacy matters to you, this property's tight footprint is worth weighing against the no-HOA benefit.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,896
Property taxes$120
Home insurance (est.)$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history159 days on market

  1. Status: Active
    Dec 13, 2025
  2. Listed$365,000
    Dec 12, 2025
  3. Price increased$375,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
159
Cumulative DOM
290
Subdivision
Indian Waters Unit 02
County
Citrus
Year built
1980
Living area
1,938 sq ft
Price/sq ft
$194
Lot size
11,401 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12017C0186E)
Garage
2 spaces
Annual taxes
$1,434 (2024)
Parcel #
17E-18S-17-0220-000C0-0140
Zoning
CLR
MLS #
OM715000

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, Owner Financing, Private Financing Available, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Lighting, Other, Sliding Doors
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bathroom 1First
Living RoomFirst
Family RoomFirst
KitchenFirst

Listing Details

Listing date
2025-12-12
On market date
2025-12-12
Original list price
$365,000
Occupant type
Vacant
MLS area
34428 - Crystal River
Listing AOR
Ocala - Marion
Status changed
2025-12-13
Tax legal description
INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 14 BLK C

Flood risk

High riskFEMA Zone AEPanel 12017C0186E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75 Southbound Head south toward I-75 S. Take SW Hwy 484, W Dunnellon Rd and N Citrus Ave to N Turkey Oak Dr in Citrus County. Follow N Turkey Oak Dr and NW 19th St to N Hiawatha Terrace. 3585 N Hiawatha Terrace Crystal River, FL 34428

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 20, 2026 at 2:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA