2395 Harbor Boulevard, FL
Stellar MLS

$125,000

2395 Harbor Boulevard

Port Charlotte, FL 33952

Listing updated: June 1, 2026 at 6:01 PM ET

Active
2
Beds
2
Baths
1,044
Sq Ft
0.1
Acres
1984
Built
55+ community$120/sqft360° tour
Condominium

Property type

1984

Year built

5,000 sqft

Lot size

$120

Price / sq ft

$405/mo

HOA dues

191

Days on market

X500

Flood zone

About this home

Welcome to an impeccably renovated, two-bed, two-bath, 2nd floor corner condominium, perfectly situated within a highly sought-after 55+ active community. This bright and inviting unit has been transformed with high-end, contemporary finishes designed for sophisticated, maintenance-free living. It is perfect for the "turn-key retiree", the "social" snowbird or the "modern" down-sizer. The residence boasts brand new hi-end laminate flooring through-out, a brand-new gourmet kitchen, featuring premium quartz counter-tops, a full suite of stainless steel appliances, and abundant cabinet space. Throughout the unit, you will find a fresh interior paint palette complemented by stylish, newly installed fans and light fixtures, enhancing the modern aesthetic. The open-concept layout maximizes the outdoor view, ensuring the owner can enjoy it even while in the kitchen. The spacious primary bedroom suite offers a true sanctuary, complete with direct access to a private, screened lanai. The bedroom includes generous storage solutions, supplemented by an additional dedicated storage closet on the lanai. Residents enjoy a superior array of amenities, including a screened, heated swimming pool, a well-appointed clubhouse with a catering kitchen, and a shuffleboard court. The unit conveys with a deeded, assigned covered parking space. A brand new, metal roof ensures year of worry free living. The comprehensive monthly association fees provide exceptional financial value, covering essential utilities such as water, sewer, trash, as well as high-speed internet and basic cable, ensuring a truly worry-free lifestyle. This is a pet-free community that maintains a commitment to stability and quiet enjoyment. The location offers unmatched convenience, with effortless access to major shopping centers, diverse dining options, comprehensive medical facilities, and scenic waterfront parks. This condominium offers the perfect synthesis of comfort, convenience, and vibrant community living.

Estimated monthly payment

Principal & interest$632
Property taxes$98
Home insurance (est.)$57
HOA dues$405

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history191 days on market

  1. Status: Active
    Nov 23, 2025
  2. Listed$155,000
    Nov 22, 2025
  3. Price reduced$125,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
191
Subdivision
Vel Gardens Ph 02
County
Charlotte
Year built
1984
Living area
1,044 sq ft
Price/sq ft
$120
Lot size
5,000 sq ft
Flood zone
X500 (12015C0226G)
Annual taxes
$1,178 (2024)
Parcel #
402215801063
Zoning
CG
MLS #
A4672477

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Hardwood
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
Northwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$405 / Monthly
Monthly HOA
$405/mo
Total monthly fees
$405/mo
Total annual fees
$4,860
HOA name
Laura Louro
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
must be owned for 5 years before renting allowed. no more than 10% of units can be rentals at 1 time. go to website to be sure and satisfy buyers's questions
Approval process
go to website for approval process https://gateway.cincwebaxis.com/velgardens/home/

Exterior & Construction

Exterior features
Balcony
Construction materials
Block
Roof
Metal
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiSecond8x10
Living RoomSecond12x20
Primary BedroomSecond14x17
Bedroom 2Second11x11
KitchenSecond8x11
Bathroom 2Second5x7
Primary BathroomSecond5x11

Listing Details

Listing date
2025-11-18
On market date
2025-11-22
Original list price
$155,000
Occupant type
Owner
MLS area
33952 - Port Charlotte
Listing AOR
Venice
Status changed
2025-11-23
Tax legal description
VGC 002 0000 0212 VEL GARDENS PH 2 UN 212 788/1499 788/1501 GUARD93-352 PR96-469 NT1475/112 1489/385 1468/1269 AFF1818/764(MW) PR99-823(MW) PR04-453-VW 2439/1455 2607/895 2607/896 2607/897 2607/898-CP104 4054/876 4054/877-CP104

Flood risk

Moderate riskFEMA Zone X500Panel 12015C0226G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Tamiami Trail. Go north on Harbor Blvd to Vel Gardens on the left. Go left on Stillwater to entrance of Vel Gardens. Unit 212 is the corner unit in the first building on the left and includes parking spot #105.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 6:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA