14281 Palm Terrace, FL
Stellar MLS

$244,900

14281 Palm Terrace

Port Charlotte, FL 33953

Listing updated: June 4, 2026 at 4:18 PM ET

Active
2
Beds
2
Baths
1,528
Sq Ft
0.11
Acres
1993
Built
55+ community$160/sqft
Single Family Residence

Property type

1993

Year built

4,999 sqft

Lot size

$160

Price / sq ft

$170/mo

HOA dues

212

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to your perfect Florida retreat in Port Charlotte, nestled between two iconic spring training facilities - the Tampa Bay Rays and Atlanta Braves stadiums. This charming two-bedroom, two-bathroom home offers an ideal blend of comfort and community living in a vibrant 55-plus neighborhood. Step into a thoughtfully updated interior featuring a renovated kitchen that's perfect for preparing your favorite meals. The refreshed bathroom adds modern convenience, while the new roof provides peace of mind for years to come. Both bedrooms offer ample space and comfort, with the primary bedroom providing a serene retreat. The community truly shines with its resort-style amenities. Stay active on the tennis courts, enjoy friendly competition at the shuffleboard area, or take a refreshing dip in the heated community pool. The welcoming clubhouse serves as a social hub, hosting various activities that make it easy to meet neighbors and make lasting friendships. Location is a true highlight, with the Gulf of Mexico's pristine beaches just a short drive away. Convenient shopping is nearby at Gulf Cove Publix Super Market, and Randy Spence Park offers a peaceful green space for outdoor enjoyment. Baseball enthusiasts will appreciate being minutes from Charlotte Sports Park, perfect for catching spring training games. The remarkably low monthly homeowner association fee of $170 includes lawn maintenance and access to all community amenities, making this an exceptional value for maintenance-free Florida living. This home presents an opportunity to join a warm, active community while enjoying the best of Florida's Gulf Coast lifestyle.

Estimated monthly payment

Principal & interest$1,238
Property taxes$312
Home insurance (est.)$112
HOA dues$170

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history212 days on market

  1. Status: Active
    Nov 4, 2025
  2. Listed$299,900
    Nov 4, 2025
  3. Price reduced$244,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
212
Cumulative DOM
396
Subdivision
Tree Tops At Ranger Point
County
Charlotte
Year built
1993
Living area
1,528 sq ft
Price/sq ft
$160
Building area
2,285 sq ft (Public Records)
Lot size
4,999 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0204G)
Garage
2 spaces
Annual taxes
$3,743 (2024)
Parcel #
402128183005
Zoning
RSF5
MLS #
D6144582

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air, Humidity Control

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$170 / Monthly
Monthly HOA
$170/mo
Total monthly fees
$170/mo
Total annual fees
$2,040
HOA name
Palmer Management
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
The property may be leased for 3 months minimum and 9 month maximum , NO FULL TIME RENTAL!
Approval process
SEE MANAGEMENT , FILL OUT APPLICATION, PAY FEE AND BACKGROUND CHECK.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Fire Hydrant, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst17x20
Dining RoomFirst11x11
KitchenFirst17x8
DenFirst14x14
Primary BedroomFirst17x15
Primary BathroomFirst10x8
Bathroom 2First14x15

Listing Details

Listing date
2025-11-04
On market date
2025-11-04
Original list price
$299,900
Occupant type
Vacant
MLS area
33953 - Port Charlotte
Listing AOR
Englewood
Status changed
2025-11-04
Tax legal description
TTT 001 0000 0047 THE TREE TOPS AT RANGER POINT PHASE 1 LT 47 E1164/561 1246/69 1267/991CD

Flood risk

High riskFEMA Zone AEPanel 12015C0204G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

776 to El Jobean, turn into the park on north side and you will see the Tree Tops Entrance.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 4:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA