
$485,000
3129 Banyan Way
Punta Gorda, FL 33950
Listing updated: May 26, 2026 at 2:59 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
WATERFRONT OPPORTUNITY WITH 147 FEET OF CANAL FRONTAGE IN CHARLOTTE PARK! Boaters, investors, and multi-generational buyers — this is the waterfront property you’ve been waiting for! Perfectly positioned on TWO FULLY FENCED LOTS in the highly sought-after Charlotte Park community of Punta Gorda, this versatile two-story waterfront home offers endless possibilities with direct canal access to Charlotte Harbor and the Gulf beyond.Whether you're searching for a MULTI-GENERATIONAL retreat, seasonal getaway, vacation rental opportunity, or full-time Florida paradise, this property delivers the flexibility and waterfront lifestyle buyers dream about.The thoughtfully designed lower level features its own private entrance and includes * Spacious bedroom * Full bathroom * Comfortable living area * kitchen * Ideal setup for guests, in-laws, extended family, or income-producing potential.Upstairs, natural light pours into the bright and open living spaces where you’ll find Two additional bedrooms, Spacious kitchen with abundant room for entertaining, Inviting living areaand an Expansive wrap-around deck with breathtaking canal views and unforgettable Florida sunsets. Recent upgrades provide peace of mind and modern comfort, including impact-rated windows and doors along with numerous post-Hurricane Ian improvements.Outside is where this property truly shines. The oversized double lot offers incredible space for entertaining, gardening, pets, or storing all your waterfront toys. Launch your boat from your backyard and spend your days exploring Charlotte Harbor, nearby islands, waterfront restaurants, and the Gulf waters beyond. * 147 feet of canal frontage * Double fenced lot *Direct boating access * Flexible multi-generational layout * Excellent seasonal or rental potential. This is more than a home — it’s a waterfront lifestyle opportunity in one of Punta Gorda’s most desirable boating communities. Schedule your private showing today and experience the very best of Southwest Florida waterfront living!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history249 days on market
- Status: ActiveSep 19, 2025
- Listed$530,000Sep 19, 2025
- Price reduced$485,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 249
- Subdivision
- Char Park Sec 02
- County
- Charlotte
- Year built
- 1987
- Living area
- 2,240 sq ft
- Price/sq ft
- $217
- Lot size
- 19,380 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0241G)
- Annual taxes
- $2,920 (2024)
- Parcel #
- 412213286009
- Zoning
- RSF5
- MLS #
- D6143879
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- In Kitchen
- Stories / Levels
- Two
- Direction faces
- Southeast
- In-law suite
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Parking features
- Parking Pad
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Frame
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x18 |
| Kitchen | First | 8x19 |
| Bedroom 3 | First | 27x13 |
| Bathroom 2 | First | 5x9 |
| Kitchen | Second | 17x14 |
| Living Room | Second | 21x14 |
| Primary Bedroom | Second | 13x15 |
| Bedroom 2 | Second | 15x12 |
| Bathroom 1 | Second | 7x10 |
Listing Details
- Listing date
- 2025-09-15
- On market date
- 2025-09-19
- Original list price
- $530,000
- Occupant type
- Vacant
- MLS area
- 33950 - Punta Gorda
- Listing AOR
- Venice
- Status changed
- 2025-09-19
- Tax legal description
- CPK 002 000F 0001 CHAR PARK SEC 2 REPL BLK F LT 1 148/11 591/696 AFF1673/743-HD 1772/473 DC4892/1344-JAD AFF4892/1346 4892/1356
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75S -take exit 161 toward Punta Gorda onto CR-768 W (Jones Loop Rd); Turn right onto Tamiami Trail (US-41 N); Turn left onto Aqui Esta Dr.; 3129 Banyan Way (on the right)
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 26, 2026 at 2:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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