3129 Banyan Way, FL
Stellar MLS

$485,000

3129 Banyan Way

Punta Gorda, FL 33950

Listing updated: May 26, 2026 at 2:59 PM ET

Active
3
Beds
2
Baths
2,240
Sq Ft
0.44
Acres
1987
Built
WaterfrontWater accessIn-law suite$217/sqft360° tour
Single Family Residence

Property type

1987

Year built

19,380 sqft

Lot size

$217

Price / sq ft

No HOA

HOA dues

249

Days on market

AE

Flood zone

About this home

WATERFRONT OPPORTUNITY WITH 147 FEET OF CANAL FRONTAGE IN CHARLOTTE PARK! Boaters, investors, and multi-generational buyers — this is the waterfront property you’ve been waiting for! Perfectly positioned on TWO FULLY FENCED LOTS in the highly sought-after Charlotte Park community of Punta Gorda, this versatile two-story waterfront home offers endless possibilities with direct canal access to Charlotte Harbor and the Gulf beyond.Whether you're searching for a MULTI-GENERATIONAL retreat, seasonal getaway, vacation rental opportunity, or full-time Florida paradise, this property delivers the flexibility and waterfront lifestyle buyers dream about.The thoughtfully designed lower level features its own private entrance and includes * Spacious bedroom * Full bathroom * Comfortable living area * kitchen * Ideal setup for guests, in-laws, extended family, or income-producing potential.Upstairs, natural light pours into the bright and open living spaces where you’ll find Two additional bedrooms, Spacious kitchen with abundant room for entertaining, Inviting living areaand an Expansive wrap-around deck with breathtaking canal views and unforgettable Florida sunsets. Recent upgrades provide peace of mind and modern comfort, including impact-rated windows and doors along with numerous post-Hurricane Ian improvements.Outside is where this property truly shines. The oversized double lot offers incredible space for entertaining, gardening, pets, or storing all your waterfront toys. Launch your boat from your backyard and spend your days exploring Charlotte Harbor, nearby islands, waterfront restaurants, and the Gulf waters beyond. * 147 feet of canal frontage * Double fenced lot *Direct boating access * Flexible multi-generational layout * Excellent seasonal or rental potential. This is more than a home — it’s a waterfront lifestyle opportunity in one of Punta Gorda’s most desirable boating communities. Schedule your private showing today and experience the very best of Southwest Florida waterfront living!

Estimated monthly payment

Principal & interest$2,452
Property taxes$243
Home insurance (est.)$222

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history249 days on market

  1. Status: Active
    Sep 19, 2025
  2. Listed$530,000
    Sep 19, 2025
  3. Price reduced$485,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
249
Subdivision
Char Park Sec 02
County
Charlotte
Year built
1987
Living area
2,240 sq ft
Price/sq ft
$217
Lot size
19,380 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0241G)
Annual taxes
$2,920 (2024)
Parcel #
412213286009
Zoning
RSF5
MLS #
D6143879

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
In Kitchen
Stories / Levels
Two
Direction faces
Southeast
In-law suite
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Parking features
Parking Pad

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18x18
KitchenFirst8x19
Bedroom 3First27x13
Bathroom 2First5x9
KitchenSecond17x14
Living RoomSecond21x14
Primary BedroomSecond13x15
Bedroom 2Second15x12
Bathroom 1Second7x10

Listing Details

Listing date
2025-09-15
On market date
2025-09-19
Original list price
$530,000
Occupant type
Vacant
MLS area
33950 - Punta Gorda
Listing AOR
Venice
Status changed
2025-09-19
Tax legal description
CPK 002 000F 0001 CHAR PARK SEC 2 REPL BLK F LT 1 148/11 591/696 AFF1673/743-HD 1772/473 DC4892/1344-JAD AFF4892/1346 4892/1356

Flood risk

High riskFEMA Zone AEPanel 12015C0241G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75S -take exit 161 toward Punta Gorda onto CR-768 W (Jones Loop Rd); Turn right onto Tamiami Trail (US-41 N); Turn left onto Aqui Esta Dr.; 3129 Banyan Way (on the right)

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 2:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA