9878 97th Lane, FL
Stellar MLS

$299,900

9878 97th Lane

Ocala, FL 34481

Listing updated: May 13, 2026 at 1:45 PM ET

Active
2
Beds
2
Baths
1,911
Sq Ft
0
Acres
2000
Built
55+ community$157/sqft360° tour
Single Family Residence

Property type

2000

Year built

$157

Price / sq ft

$513/mo

HOA dues

236

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this spacious and well-maintained home in On Top of the World offering 1,911 living sq ft, 2 bedrooms, 2 bathrooms, a flex room, and a 2-car garage. This desirable floor plan provides the space many buyers are searching for with comfort, functionality, and valuable updates already completed. Enjoy peace of mind with a 22KW whole-house generator, roof replaced in 2020, natural gas stove and water heater replaced in 2024, plus a bright and inviting interior enhanced by 2 solar tubes bringing in natural light. The kitchen features granite countertops, stainless steel appliances, generous cabinet space, and an easy flow into the main living areas. High ceilings create an open feel throughout the home. Relax year-round in the screened lanai with electric or enjoy the enclosed sunroom featuring 17 updated windows, creating a versatile space for reading, hobbies, entertaining, or quiet mornings. The flex room is ideal for a home office, craft room, guest overflow, or den. Located in one of Ocala’s most popular active adult communities, residents enjoy resort-style amenities, arts & crafts, Cards, dance, social clubs, golf, and a vibrant social lifestyle. If you are looking for space, comfort, natural light, and important upgrades in On Top of the World, this home deserves your attention. Schedule your private showing today. Come and see for yourself, and bring your offer.

Estimated monthly payment

Principal & interest$1,516
Property taxes$183
Home insurance (est.)$137
HOA dues$513

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history236 days on market

  1. Status: Active
    Sep 19, 2025
  2. Listed$340,000
    Sep 19, 2025
  3. Price reduced$299,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
236
Subdivision
On Top Of The World
County
Marion
Year built
2000
Living area
1,911 sq ft
Price/sq ft
$157
Building area
2,698 sq ft (Public Records)
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
X (12083C0683E)
Garage
2 spaces
Annual taxes
$2,202 (2024)
Parcel #
3530-3002-02
Zoning
PUD
MLS #
OM709659

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$513 / Monthly
Monthly HOA
$513/mo
Total monthly fees
$513/mo
Total annual fees
$6,154
HOA name
Lori Sands
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
CHECK WITH HOA
Approval process
CHECK WITH HOA

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Concrete
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Natural Gas Available, Sewer Connected, Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2025-09-16
On market date
2025-09-19
Original list price
$340,000
Occupant type
Vacant
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2025-09-19
Tax legal description
SEC 23 TWP 16 RGE 20 PLAT BOOK 003 PAGE 174 ON TOP OF THE WORLD CENTRAL REPLAT PHASE 1B SECTION 6 LOT 2 PARCEL 2

Flood risk

Minimal riskFEMA Zone XPanel 12083C0683E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Starting on State Road 200 go to the main street turn on the light 99th Street Road toward On Top Of The World pass the security guard. Turn left on SW 98th Street. Turn Right on SW 92nd Court. Turn Left SW 97th Lane. The house is on the right side 2nd house.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 13, 2026 at 1:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA