$589,000
3 Bay Drive
Palm Coast, FL 32137
Listing updated: June 8, 2026 at 12:31 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Just steps from the beach, this charming Palm Coast home offers the ultimate coastal lifestyle. Located on a quiet street with convenient public beach access, parking, and a clubhouse featuring bathrooms and showers, it’s perfect for daily ocean adventures. Whether you prefer walking, biking, or cruising in a golf cart, getting to the beach has never been easier in this ideal location. The main house features three spacious bedrooms, granite countertops, and durable vinyl plank flooring throughout. Enjoy peaceful mornings on the open front porch, or take a relaxing stroll or bike ride through the scenic neighborhood and along the coastline. In the backyard, a separate guest house offers a private retreat with its own bedroom, living room, kitchenette, full bathroom with shower, and a mini-split AC unit—ideal for visiting guests or as a rental opportunity. The beautifully landscaped yard includes a pull-through gravel driveway, outdoor lighting, a private outdoor shower with a bench for rinsing off after the beach, and a stone and paver seating area with a covered grill—perfect for outdoor dining and entertaining. Whether you're looking for a beachside retreat or an income-producing property, this coastal gem has it all.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history253 days on market
- Status: ActiveJun 8, 2026
- Listed$589,000Sep 16, 2025
- Price increased$589,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 253
- Subdivision
- Marineland Acres 2nd Add
- County
- Flagler
- Year built
- 1989
- Living area
- 1,468 sq ft
- Price/sq ft
- $401
- Building area
- 1,552 sq ft (Public Records)
- Lot size
- 13,686 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12035C0039E)
- Annual taxes
- $5,181 (2024)
- Parcel #
- 39-10-31-4250-00140-0230
- Zoning
- R/C
- MLS #
- GC533994
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Vinyl
- Appliances
- Freezer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- In-law suite
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Private Financing Available, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Outdoor Grill, Outdoor Shower
- Construction materials
- HardiPlank Type, Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Kitchen | First | |
| Living Room | First | |
| Laundry | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2025-09-16
- On market date
- 2025-09-16
- Original list price
- $589,000
- Occupant type
- Tenant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-06-08
- Tax legal description
- 2ND ADDITION MARINELAND ACRES BLOCK 14 LOT 23 OR BK 75 PG 674 OR 152 PG 537 OR 250 PG 354 OR 312 PG 809 OR 660 PG 1837 OR 781 PG 1759 OR 1633 PG 1859
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From A1A turn onto Bay Drive, House on your left, 3 bay drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 12:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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