$365,000

3336 20th Avenue

Largo, FL 33774

Listing updated: May 13, 2026 at 10:14 AM ET

Active

Beds

Baths

1,406

Sq Ft

0.14

Acres

1965

Built

◆$260/sqft◆360° tour

Single Family Residence

Property type

1965

Year built

5,981 sqft

Lot size

$260

Price / sq ft

No HOA

HOA dues

294

Days on market

Flood zone

About this home

This home has a 4.25% FHA assumable mortgage rate! Discover a comfortable and inviting lifestyle in this charming Largo home! This well-maintained 3-bedroom, 2-bathroom residence offers 1,406 sq ft of living space in a desirable Largo neighborhood. Inside, attractive flooring flows throughout, complementing a well-appointed kitchen with rich cabinetry and ample counter space, and thoughtfully designed bathrooms with modern fixtures and finishes. Practicality meets comfort with a generous space just outside the main bedroom, perfect for a dedicated home office or flexible use area, plus a separate, dedicated laundry room. Peace of mind comes with a new roof installed in 2022. Enjoy the Florida sunshine from your private, screened-in patio and a fenced backyard, offering a secure and spacious area for outdoor activities, gardening, or simply enjoying the beautiful weather. The backyard also features a handy shed for extra storage. Ideally situated, this property offers convenient access to Largo's diverse array of amenities and attractions, including the Florida Botanical Gardens, Largo Central Park, Heritage Village, public transportation, and a quick commute to the stunning Gulf Coast beaches (less than 10 minutes to Indian Rocks Beach!), thereby combining suburban tranquility with coastal convenience. This property would be great as a primary residence in the highly rated Anona Elementary District or as a fabulous vacation property to enjoy when you're here and rent out when you're not. Prospective buyers should always verify school zoning and rental regulations to ensure they meet their specific needs.

Estimated monthly payment

Principal & interest$1,846

Property taxes$196

Home insurance (est.)$167

Down payment

20%

$73,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history294 days on market

Status: Active
Jul 23, 2025
Listed$385,000
Jul 23, 2025
Price reduced$365,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 294
Subdivision: Indian Rocks Village 1st Add
County: Pinellas
Year built: 1965
Living area: 1,406 sq ft
Price/sq ft: $260
Building area: 1,656 sq ft (Public Records)
Lot size: 5,981 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Annual taxes: $2,355 (2024)
Parcel #: 05-30-15-42949-004-0070
MLS #: TB8408310

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Ceramic Tile, Laminate
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
Laundry: Inside
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Electric
Cooling: Central Air

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: 1 Month
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Refer to the Pinellas County Guidelines and the City of Largo Guidelines for more specific details regarding the minimum rental terms. Short-term rentals are possible under specific guidelines and a Pinellas County Short-Term Rental Certificate of Use.

Exterior & Construction

Exterior features: Balcony, Rain Gutters, Sidewalk
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public

Room Details

Room	Level	Dimensions
Living Room	First	11.5x14.5
Kitchen	First	9x15
Dining Room	First	9x9
Primary Bedroom	First	13x15
Bedroom 2	First	9x15
Bathroom 3	First	13x16

Listing Details

Listing date: 2025-07-21
On market date: 2025-07-23
Original list price: $385,000
Occupant type: Owner
MLS area: 33774 - Largo
Listing AOR: Suncoast Tampa
Status changed: 2025-07-23
Tax legal description: INDIAN ROCKS VILLAGE 1ST ADD BLK D, LOT 7

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head east on E Bay Dr. Turn left onto Indian Rocks Rd. Turn left onto Dryer Ave. Turn right onto Gladys St. Turn right onto 20th Ave SW. The property will be on the left

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 13, 2026 at 10:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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