7427 20th Street, FL
Stellar MLS

$885,000

7427 20th Street

Zephyrhills, FL 33540

Listing updated: June 3, 2026 at 8:08 PM ET

Active
5
Beds
4
Baths
4,242
Sq Ft
1.96
Acres
2007
Built
Private poolIn-law suite1.96 acres$209/sqft
Single Family Residence

Property type

2007

Year built

85,552 sqft

Lot size

$209

Price / sq ft

No HOA

HOA dues

341

Days on market

2

Garage spaces

X

Flood zone

About this home

A private tropical retreat set on 1.96 carefully manicured acres, this 5 bedroom, 4 bathroom pool home offers the ultimate in flexibility, privacy, and style, including a full 1 bedroom in-law suite with its own kitchen, living room, private entry, and pool access. Behind the gated entry, a long driveway leads you through lush Florida landscaping to the classic covered front porch, a warm and inviting welcome to this spacious 4,242 sq ft estate. Inside, you're greeted by a dramatic two-story foyer featuring decorative tile work and elegant stair railings. The main living areas are open and thoughtfully designed, with architectural archways, crown molding, built-in speakers, and elevated lighting fixtures throughout. French doors in the generous living room lead to the screened lanai, and the space offers clear views of the pristine eat-in kitchen, complete with stunning wood cabinetry, granite countertops, stainless steel appliances, a center island, and a cooktop accompanied by a custom range hood. Dining and entertaining here is effortless, with a sunny eat-in dinette, breakfast bar seating, and a formal dining room positioned near the front of the home. The first floor hosts two bedrooms and two full bathrooms, including a spacious guest bedroom with access to a full Jack-and-Jill bathroom, as well as an oversized peaceful primary suite offering pool views, private lanai access, a massive walk-in closet with custom organizers, and a luxurious ensuite bath with dual sinks and a custom walk-in shower featuring multiple showerheads, bench seating, and a glass enclosure. Upstairs, the home continues to impress with two additional generously sized bedrooms, a full guest bathroom, and a dedicated storage room for added functionality. The private in-law suite enhances the home's versatility- perfect for multigenerational living, long- term guests, or rental income opportunities. This self-contained space includes a full kitchen, living area, bedroom, full bathroom with direct pool access, and three private entrances: one through the garage, one from a separate covered front porch, and one from the pool deck. Its own dedicated laundry setup in the garage adds even more independence. Step outside to a massive screened pool deck finished in pavers and bordered by tranquil wooded views. Two storage sheds sit neatly on the property, and the welcomed shade from mature trees makes outdoor living as comfortable as it is scenic. With an additional 1,823 sq ft of open porch space, there's no shortage of spots to relax and enjoy the meticulously maintained landscape. This is a truly special opportunity to own a sprawling estate in the heart of Zephyrhills. Contact us today to schedule your private tour.

Estimated monthly payment

Principal & interest$4,475
Property taxes$884
Home insurance (est.)$406

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history341 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$1,099,000
    Jun 20, 2025
  3. Price reduced$885,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
341
Subdivision
Zephyrhills Colony Co
County
Pasco
Year built
2007
Living area
4,242 sq ft
Price/sq ft
$209
Building area
6,765 sq ft (Public Records)
Lot size
85,552 sq ft
Lot category
1 to less than 2
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$10,610 (2024)
Parcel #
35-25-21-0010-06500-0000
Zoning
R2
MLS #
TB8398424

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Carpet, Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Central Vaccum, Crown Molding, Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
In Garage, Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Faces Side, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer must verify all restrictions.

Exterior & Construction

Exterior features
French Doors, Lighting, Storage
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected

Community

Pets allowed
Yes

Schools

ElementaryWoodland Elementary-POGreatSchools ↗
MiddleRaymond B Stewart Middle-POGreatSchools ↗
High SchoolZephryhills High School-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst24x21
KitchenFirst14x11
Dining RoomFirst14x17
Primary BedroomFirst15x20
Bedroom 2First15x16
Bedroom 3Second21x13
Bedroom 4Second9x20

Listing Details

Listing date
2025-06-19
On market date
2025-06-20
Original list price
$1,099,000
Occupant type
Owner
MLS area
33540 - Zephyrhills
Listing AOR
Suncoast Tampa
Status changed
2026-06-04
Tax legal description
ZEPHYRHILLS COLONY COMPANY LANDS PB 1 PG 55 PORTION OF TRACTS 65 & 80 DESC AS COM AT NE COR OF SE1/4 TH S89DEG 49' 38"W 15.00 FT TH S00DEG 16' 11"W 192.30 FT ALG EAST BDY OF TRACT 65 FOR POB TH CONT S0DEG 16' 11"W 150.00 FT TH S89DEG 52' 12"W 227.22 FT TH S00DEG 15' 31"W 20.78 FT TH S89DEG 52'11"W 268.00 FT TH N00DEG 15'31"E 166.78 FT TH N89DEG 49'38"E 204.00 FT TH N00DEG 15'31"E 50.87 FT TH S89DEG 22'09"E 142.42 FT TH S02DEG 42'38"W 45.30 FT TH N89DEG 49'38"E 150.63 FT TO POB SUBJ TO ESMT ACROS S S 25 FT OF WEST 194 FT THEREOF OR 9787 PG 3703

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-301N; Keep right to continue onto 7th Street. Turn right onto South Avenue. Turn left onto 20th Street. Home will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 8:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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