2643 St Josephs Drive, FL
Stellar MLS

$400,000

2643 St Josephs Drive

Dunedin, FL 34698

Listing updated: May 22, 2026 at 4:06 PM ET

Active
2
Beds
2
Baths
1,211
Sq Ft
0.49
Acres
1986
Built
Water view$330/sqft
Townhouse

Property type

1986

Year built

21,308 sqft

Lot size

$330

Price / sq ft

$625/mo

HOA dues

229

Days on market

2

Garage spaces

AE

Flood zone

About this home

Live the Salt Life in this beautifully updated 2-bedroom, 2-bath townhome fully furnished with a garage and partial Gulf views. Enjoy tranquil water vistas and refreshing coastal breezes from the family room, primary bedroom, and private balcony. Located just steps from the Dunedin Causeway, this home offers easy access to the beach, daily sunsets, and outdoor activities. Explore nearby Honeymoon Island, the Pinellas Trail, and an array of local restaurants and shops. Downtown Dunedin is just 2 miles away by bike or car, offering even more charm and convenience. Don't miss this exceptional opportunity to own a piece of paradise in a highly sought-after coastal community. Owner will also consider leasing the unit.

Estimated monthly payment

Principal & interest$2,023
Property taxes$501
Home insurance (est.)$183
HOA dues$625

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history229 days on market

  1. Status: Active
    May 21, 2026
  2. Listed$425,000
    May 15, 2025
  3. Price reduced$400,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
229
Subdivision
Island Bay Twnhs Condo
County
Pinellas
Year built
1986
Living area
1,211 sq ft
Price/sq ft
$330
Lot size
21,308 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0066H)
Garage
2 spaces
Annual taxes
$6,006 (2024)
Parcel #
15-28-15-43261-000-1040
MLS #
TB8386003

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Solid Surface Counters
Laundry
Electric Dryer Hookup, Same Floor As Condo Unit, Washer Hookup
Stories / Levels
Three Or More
Direction faces
North

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$625 / Monthly
Monthly HOA
$625/mo
Total monthly fees
$625/mo
Total annual fees
$7,500
HOA name
REA Property Management
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm all Restrictions with HOA & Property Management
Approval process
Confirm approval process with HOA & Property Management

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Frame
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySan Jose Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
Bedroom 2Third
KitchenSecond
Living RoomSecond

Listing Details

Listing date
2025-05-14
On market date
2025-05-15
Original list price
$425,000
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2026-05-21
Tax legal description
ISLAND BAY TOWNHOUSES CONDO UNIT 104

Flood risk

High riskFEMA Zone AEPanel 12103C0066H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 head west on Curlew Road toward Dunedin Causeway. Turn right at the 2nd Woodette Dr then Left on St Joseph Dr. W. The unit will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA