494 Monaco Drive, FL
Stellar MLS

$550,000

494 Monaco Drive

Punta Gorda, FL 33950

Listing updated: April 20, 2026 at 11:11 AM ET

Active
3
Beds
4
Baths
2,348
Sq Ft
0.25
Acres
1986
Built
WaterfrontWater accessPrivate pool$234/sqft
Single Family Residence

Property type

1986

Year built

10,801 sqft

Lot size

$234

Price / sq ft

No HOA

HOA dues

370

Days on market

2

Garage spaces

AE

Flood zone

About this home

Discover your own slice of Florida paradise in the highly desirable Burnt Store Isles community of Punta Gorda! This waterfront gem offers everything a boater and golfer could dream of—minutes to open water and just a short distance to the Twin Isles Country Club. This meticulously maintained home provides 2,348 square feet of living space, featuring an open and split floor plan designed for comfortable, easy living. With a spacious great room, dining area, three generous bedrooms, and four bathrooms, every room flows seamlessly to the gorgeous outdoor space, making it the perfect setting to embrace the Florida lifestyle. As you approach this elegant home, you’ll immediately notice the upgrades, including a new tile roof (2023), beautiful landscaping towering palms and oversized driveway. The front entry opens to the Great Room and dining area, complete with tile flooring, soaring ceilings, and multiple French doors leading to the pool and lanai with breathtaking water views. The space transitions effortlessly into the kitchen, which is a chef's delight with a suite of modern appliances, granite countertops, center prep island, serving window to the pool, pantry closets, shaker style cabinets some with roll out shelving. The spacious laundry room with additional storage, washer/dryer and a pool bath with walk in shower is located off the kitchen area. The primary bedroom features a unique and luxurious setup with two separate master baths, each offering its own private space for comfort and convenience. These baths share an impressive walk-in shower, creating an open, spacious feel while maintaining individual privacy. The thoughtful design allows for two distinct vanity areas, ensuring that both partners have their own space to prepare for the day. You can also relax and unwind in a jetted soaking tub. Family and friends alike will appreciate the guest area with two guest bedrooms that share a full bath and is tucked away from the living area ensuring privacy for all. Outside is an entertaining delight within an oversized pool/lanai area showcasing a sparkling heated pool, brick pavers and covered lanai area that keeps you shaded from the Florida sunlight. This stunning home is situated on an intersecting wide water canal with 80’ of seawall in place, water/electric, and 14x8 concrete dock. Home also features oversized 2-car garage, inside laundry room with storage space, new A/C 2023, new water heater 2019, tile flooring throughout for easy maintenance. Close to I-75/US41 and nearby to Fishermen's Village, downtown Punta Gorda shops & restaurants, great boating, fishing, sailing, and more. Home is completely spotless and waiting for you. Come enjoy the Florida lifestyle in this impressive home

Estimated monthly payment

Principal & interest$2,781
Property taxes$834
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history370 days on market

  1. Status: Active
    Mar 23, 2026
  2. Listed$639,900
    Feb 28, 2025
  3. Price reduced$550,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
370
Subdivision
Punta Gorda Isles Sec 15
County
Charlotte
Year built
1986
Living area
2,348 sq ft
Price/sq ft
$234
Building area
3,245 sq ft (Builder)
Lot size
10,801 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0243F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$10,003 (2024)
Parcel #
412320355001
Zoning
GS-3.5
MLS #
C7506063

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Interior Details

Bedrooms
3
Full bathrooms
4
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Vaulted Ceiling(s)
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting, Rain Gutters
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Electricity Connected, Public

Room Details

RoomLevelDimensions
Bedroom 2First14x14
Bedroom 3First14x13
Great RoomFirst21x24
KitchenFirst26x11
Primary BathroomFirst
Primary BedroomFirst14x17

Listing Details

Listing date
2025-02-28
On market date
2025-02-28
Original list price
$639,900
Occupant type
Vacant
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-03-23
Tax legal description
PGI 015 0262 0037 PUNTA GORDA ISLES SEC15 BLK262 LT37 661/565 779/1492 1040/210 1273/2146

Flood risk

High riskFEMA Zone AEPanel 12015C0243F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US41 south in Punta Gorda, turn right onto Monaco Dr. Follow to the home signed on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 20, 2026 at 11:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA