3020 Santiago Street, FL
Stellar MLS

$2,485,000

3020 Santiago Street

Tampa, FL 33629

Listing updated: June 5, 2026 at 9:11 AM ET

Pending
3
Beds
5
Baths
3,605
Sq Ft
3.38
Acres
2024
Built
Water viewNew construction3.38 acres$689/sqft360° tour
Townhouse

Property type

2024

Year built

147,273 sqft

Lot size

$689

Price / sq ft

$4,336/mo

HOA dues

528

Days on market

2

Garage spaces

X500

Flood zone

About this home

Under contract-accepting backup offers. Welcome to the Ritz-Carlton residences, Tampa luxury townhome villa, steps from our iconic Bayshore Boulevard, many restaurants within walking distance and easy distance to all Tampa has to offer. You enter this contemporary townhome through a private courtyard to your front door. Once inside you are swept away with the soaring ceiling, floor-to-ceiling windows, stone flooring and natural light illuminating the residence. The first floor features a great room with 2 story ceiling and the dining room set behind, a first-floor guest room with on suite bathroom, your stunning kitchen and family room. The kitchen features custom cabinetry, above and below the counter tops from Italikraft, beautiful marble counter tops with full marble back splash and water fall edge. All appliances are wolf subzero and included steam oven, oven, beverage fridge, and an Asko dishwasher. The kitchen opens to the family room, so it is perfect for entertaining. You may ascend to the second floor via elevator or the stone staircase with glass railing. The second floor features a den area open downstairs and is frame by a contemporary glass railing. The second guest suite is on the west of the den and the stunning primary suite is on the right. The primary continues the excellence in design, has sliding doors opening to you private balcony (allowing a peak to Bayshore), wonderful walk in closet with custom closet system , and a spa like bathroom, of marble and stone, dual vanities, stunning bathtub , and walk ins seamless glass shower. The third features a very large bonus room with a full bathroom and closet so could become a bedroom if needed. This room has large sliders opening to a huge private terrace with outdoor kitchen, spa, and some water view. This lives like a private home with all the amenities and services of a Ritz-Carlton. The building amenities and services surpass all others. This is a residence not to miss!

Estimated monthly payment

Principal & interest$12,566
Property taxes$113
Home insurance (est.)$1,139
HOA dues$4,336

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history528 days on market

  1. Status: Pending
    Jun 5, 2026
  2. Listed$2,799,999
    Dec 20, 2024
  3. Price reduced$2,485,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Pending
Days on market
528
Subdivision
3105 Bay Oak Condominium Lot Th04
County
Hillsborough
Year built
2024
Living area
3,605 sq ft
Price/sq ft
$689
Lot size
147,273 sq ft
Lot category
2 to less than 5
Flood zone
X500 (12057C0361J)
Garage
2 spaces
Annual taxes
$1,350 (2024)
Parcel #
A-34-29-18-D5Q-000000-TH004.0
Zoning
PD
MLS #
TB8331298

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Interior Details

Bedrooms
3
Full bathrooms
4
Half bathrooms
1
Flooring
Brick
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Refrigerator, Solar Hot Water
Interior features
Eat-in Kitchen, Elevator, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Three Or More
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Assigned, Common, Driveway, Garage Faces Side, Guest

HOA & Financial

HOA fee
$4,336 / Monthly
Monthly HOA
$4,336/mo
Total monthly fees
$4,336/mo
Total annual fees
$52,028
HOA name
Red Keyes
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact Ritz-Carlton HOA
Approval process
Association Approval Required

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Sprinkler Metered
Construction materials
Block
Roof
Membrane
Foundation
Block
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Number Limit, Yes

Schools

ElementaryRoosevelt-HBGreatSchools ↗
MiddleColeman-HBGreatSchools ↗
High SchoolPlant-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst14.2x10.8
Family RoomFirst14.7x19.7
Dining RoomFirst19.9x9.8
Living RoomFirst19.3x12.1
Primary BedroomThird14.7x12
Bedroom 2Second11.5x11.9
Bedroom 3Second11.5x11.9
DenFirst19.9x12.3
Bonus RoomThird25x11.1
Balcony/Porch/LanaiThird25x11.4

Listing Details

Listing date
2024-12-20
On market date
2024-12-20
Original list price
$2,799,999
Occupant type
Vacant
MLS area
33629 - Tampa / Palma Ceia
Listing AOR
Suncoast Tampa
Status changed
2026-06-05
Tax legal description
3105 BAY OAKS CONDOMINIUM LOT TH04

Flood risk

Moderate riskFEMA Zone X500Panel 12057C0361J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Bayshore West on Santiago, park in valet for Ritz-Carlton Residence Tampa and walk to entrance of townhome 4.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 9:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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