
$250,000
3165 Phlox Drive
Palm Harbor, FL 34684
Listing updated: June 11, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
PRICED TO SELL! Your Palm Harbor Paradise Awaits in Coveted Cloverplace Stop scrolling—you just found the one. Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today's market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location. With only one shared wall and a private fenced backyard, you'll enjoy the feel of a single-family home without the maintenance headaches. From the moment you step inside, you'll be greeted by bright, sun-filled living spaces designed for easy Florida living. The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home. The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef. Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point. Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida's year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here. Major updates provide peace of mind and long-term value, including: New Roof (2016) New A/C System (2018) Move-in-ready condition The Lifestyle You've Been Looking For Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida's most breathtaking Gulf beaches in a short drive. With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you'll enjoy a carefree lifestyle without the burden of excessive costs. Cloverplace is: * All Ages Welcome * Pet Friendly * Investor Friendly Location. Lifestyle. Value. Whether you're a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don't come around often. Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location—and this one delivers on all three. Don't wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 10, 2026
- Listed$250,000Jun 10, 2026
- Price increased$250,000
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 1
- Subdivision
- Cloverplace Condo
- County
- Pinellas
- Year built
- 1984
- Living area
- 855 sq ft
- Price/sq ft
- $292
- Lot size
- 3,873 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0078G)
- Garage
- 1 spaces
- Annual taxes
- $744 (2025)
- Parcel #
- 08-28-16-16795-005-2050
- Zoning
- RPD-7.5
- MLS #
- TB8517639
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $225 / Monthly
- Monthly HOA
- $225/mo
- Total monthly fees
- $450/mo
- Total annual fees
- $5,400
- HOA name
- Frankly Coastal Property Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Refer to Condo Docs in attachments and check with Management during Due Diligence period.
Exterior & Construction
- Exterior features
- Lighting
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x18 |
| Bedroom 2 | First | 12x10 |
| Den | First | 7x8 |
| Living Room | First | |
| Kitchen | First | 9x11 |
Listing Details
- Listing date
- 2026-06-10
- On market date
- 2026-06-10
- Original list price
- $250,000
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-10
- Tax legal description
- CLOVERPLACE CONDO PHASE V UNIT 205
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Highway 19 North to East on Tampa Road. Turn left (North) on Lake St George Rd., Turn left into Cloverplace. Follow Cloverplace Dr around complex to rear of community. Turn right onto Phlox Dr to 3165 Phlox (left side of the 2 condos).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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