$749,000
5367 Crooked Oak Circle
St Cloud, FL 34771
Listing updated: June 7, 2026 at 4:55 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Tucked along the quiet edge of the East Toho chain, this stunning 4-bedroom, 3-bath waterfront retreat sits on over half an acre of lush, oak-canopied land with a private dock, canal access, and a multi-lake boating life waiting right outside your back door. At 2,804 square feet, there’s room here to breathe, to gather, and to finally exhale. Step inside and you’ll feel it immediately — the vaulted great room draws you in with soaring ceilings and a gorgeous fireplace that anchors the space with warmth and character. The kitchen is the heart of this home in every sense: quartz surfaces, updated cabinetry, and a chef-worthy 60/40 oven and cooktop that makes cooking feel like a pleasure, not a chore. Every appliance conveys — move in and start living. The split floor plan gives everyone their own corner of peace, and the fourth bedroom is something special — privately positioned with its own bath, multiple entrances, and French doors that open directly to the backyard. Whether it becomes a mother-in-law suite, a guest retreat, or a quiet home office, the flexibility is entirely yours. And then there’s the enclosed patio — a true bonus living space with sliding doors, so you can fling them open to the breeze or close them in and enjoy the view year-round. It flows seamlessly from the main living area and sets the tone for everything just beyond: the screened pool, the private dock, private sun deck and the water views. Every Sunday gathering, every lazy afternoon, every golden Florida evening has a home here. The canal connects you to Lake Ajay, Fells Cove, Lake Runnymede, Boggy Creek, and East Lake Toho — all just a short boat ride away. The community boat ramp at the end of the canal makes it effortless. Canal-fed irrigation keeps the lawn green without the water bill. Paver driveway. Oversized 3-car garage. Walk-in closets. Enormous attic. And yes — all of this with a septic system, low HOA, and the kind of lower-tax, laid-back living that feels increasingly rare. You’re practically in the heart of Lake Nona — but you’re in the country. One mile from Publix. Three from Walmart and Sam’s. Four from the 417. Multiple Access points to get anywhere without hassle. The magnificent grandfather oaks have been here for generations. Now it’s your turn. Available furnished — just ask for details.
Local Insight
At $267/sqft for a 1983 waterfront home with a pool and 3-car garage, you're getting reasonable value for the St. Cloud market, but the AE flood zone is a serious cost consideration—that will affect insurance, financing, and resale appetite. The pool and direct water access are genuine lifestyle assets in a family-oriented neighborhood with real growth drivers (NeoCity, Lake Nona spillover), though you're buying an aging foundation that will likely need updates beyond cosmetics in the next 5–10 years.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 7, 2026
- Listed$749,000Jun 7, 2026
- Price increased$749,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Majestic Oaks Sub
- County
- Osceola
- Year built
- 1983
- Living area
- 2,804 sq ft
- Price/sq ft
- $267
- Building area
- 3,860 sq ft (Owner)
- Lot size
- 22,477 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $7,896 (2025)
- Parcel #
- 05-25-31-4025-0001-0430
- Zoning
- OPUD
- MLS #
- O6414655
Ask about this home
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Laminate, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $248 / Quarterly
- Monthly HOA
- $83/mo
- Total monthly fees
- $83/mo
- Total annual fees
- $992
- HOA name
- Natalie Lopez
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters, Sliding Doors
- Construction materials
- Brick, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Canal/Lake For Irrigation, Public
- Utilities
- Cable Available, Electricity Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- No
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 16x15 |
| Primary Bathroom | First | 8x4 |
| Living Room | First | 30x16 |
| Kitchen | First | 15x13 |
| Dinette | First | 12x8 |
| Dining Room | First | 15x10 |
| Bonus Room | First | 14x12 |
| Florida Room | First | 24x10 |
| Bedroom 1 | First | 12x13 |
| Bathroom 2 | First | 9x5 |
| Bedroom 2 | First | 12x12 |
| Bedroom 3 | First | 17x10 |
| Bathroom 3 | First | 10x5 |
Listing Details
- Listing date
- 2026-06-07
- On market date
- 2026-06-07
- Original list price
- $749,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-07
- Tax legal description
- MAJESTIC OAKS SUB PB 2 PG 210 & 211 LOT 43
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the 417 go south on Narcoossee 4 miles past Boggy Creek Road (WAWA on the corner), then take the first right turn into Majestic Oaks (across the street from Lake Ajay). At the stop sign turn right on Majestic Oaks Drive then take a quick left on Crooked Oak Circle. Home is the third house on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 4:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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