$265,000
5695 39th Street
Ocala, FL 34474
Listing updated: June 7, 2026 at 6:47 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Best-Priced Home in Saddle Creek — Below Comps, Move-In Ready in SW Ocala Here's the deal: a move-in ready 3-bedroom, 2-bath home in sought-after Saddle Creek, priced below recent neighborhood comps. Same square footage, same community, same amenities as homes asking more — for less. That's instant equity for the right buyer, and at this price it won't sit. Inside, an open floor plan fills with natural light. Wood-look flooring runs throughout, vaulted ceilings add space, and the living area flows right into a kitchen built for everyday life and entertaining: Center island and breakfast bar, Generous cabinet space, Full appliance package — convection oven, dishwasher, microwave, refrigerator, Split-bedroom layout for privacy, with a roomy primary suite and en-suite bath. Out back, a large covered, screened lanai overlooks the fenced yard — made for morning coffee and weekend gatherings. This amenity-rich community gives residents a resort-style pool, clubhouse, fitness center, playground, and sports courts — all for a low $102/month HOA. Built in 2006: block-and-stucco exterior, shingle roof, 2-car garage, and a no-worry Flood Zone X. Minutes from I-75, Hwy 200 shopping and dining, top medical facilities, and a short drive to The Villages — location, lifestyle, and a price that makes sense. Homes priced this well in Saddle Creek don't last. Buy below market — schedule your showing today.
Local Insight
At $155/sqft in Saddle Creek, you're getting solid value for a 2006 built home with no flood risk, but the 0.22-acre lot is tight if you have horses or need serious land—the real appeal here is for someone who wants Ocala's lower cost of living and springs access without the capital commitment of actual equestrian property. The $102 monthly HOA is reasonable, though it's worth confirming what amenities and restrictions come with it, especially if you're counting on any flexibility for home-based work or light agricultural use. This is a straightforward suburban play, not a horse-farm buy, so it works best for someone relocating from a pricier market or seeking small-city stability rather than someone betting on Ocala's equestrian reputation.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 6, 2026
- Listed$265,000Jun 6, 2026
- Price increased$265,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Saddle Creek Ph 02
- County
- Marion
- Year built
- 2006
- Living area
- 1,714 sq ft
- Price/sq ft
- $155
- Building area
- 2,562 sq ft (Public Records)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0514E)
- Garage
- 2 spaces
- Annual taxes
- $4,732 (2025)
- Parcel #
- 2386-002-074
- Zoning
- PUD
- MLS #
- OM726150
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Vinyl
- Appliances
- Convection Oven, Dishwasher, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $102 / Monthly
- Monthly HOA
- $102/mo
- Total monthly fees
- $102/mo
- Total annual fees
- $1,224
- HOA name
- see. HOA Docs
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Construction materials
- Concrete, Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x14 |
| Kitchen | First | 10x10 |
| Living Room | First | 24x14 |
Listing Details
- Listing date
- 2026-06-06
- On market date
- 2026-06-06
- Original list price
- $265,000
- Occupant type
- Vacant
- MLS area
- 34474 - Ocala
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-06
- Tax legal description
- SEC 33 TWP 15 RGE 21 PLAT BOOK 009 PAGE 119 SADDLE CREEK PHASE 2 LOT 74
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 Exit 350,Go west on Hwy 200,R on SW 48th Ave , L on SW 42nd ST,R on SW 53rd Ave, L on SW 53rd Rd, immediate right and L on SW 39th St, Property on right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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