282 Terra Ceia Road, FL
Stellar MLS

$229,000

282 Terra Ceia Road

Palmetto, FL 34221

Active
0
Baths
1.25
Acres
Water view1.25 acres$4/sqft360° tour
Land

Property type

54,450 sqft

Lot size

$4

Price / sq ft

No HOA

HOA dues

0

Days on market

AE

Flood zone

About this home

Terra Ceia Island is located just south of St. Petersburg. This vacant 1.25 versatile piece of land has been cleared and is now ready for you to transform it into your dream space. New construction would allow water views from your front porch. Zoned agriculture. Easy access to the interstate, you can easily commute north St. Petersburg, Tampa or South to Sarasota. No Restrictions: This land has no deed restrictions! You have the freedom to do as you please with this space - whether it's building your dream home, starting a business, or simply using it as a place to relax and unwind. You have the option to join Terra Ceia Community Village Civic Association membership giving residents access to a private hall for social events, as well as a park with a pavilion, playground, and basketball and pickleball court. The park also has a boat ramp for easy access to the Gulf and a dock. Residence can take advantage of the calm waters on Terra Ceia Bay, perfect for kayaking, paddle boarding and boating. Visit - terraceiavia

Local Insight

This AE flood zone designation is a serious red flag that'll trigger mandatory flood insurance and likely restrict what you can build—factor in $1,200+ annually for insurance costs before committing. The $4/sqft price reflects that risk, and while the water view and 1.25-acre lot are attractive, you'll need to run comps on similar flood-zone parcels in Palmetto and get a detailed elevation certificate to understand your actual exposure before making an offer.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,158
Property taxes$32
Home insurance (est.)$105

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$229,000
    Jun 5, 2026
  3. Price increased$229,000

Virtual Tour

Facts & features

Property type
Land
Status
Active
Days on market
0
County
Manatee
Price/sq ft
$4
Lot size
54,450 sq ft
Lot category
1 to less than 2
Flood zone
AE (12081C0154F)
Annual taxes
$385 (2024)
Parcel #
2121000309-A
Zoning
PDR
MLS #
A4696151

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HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Listing terms
Cash, Conventional
Ownership
Other

Exterior & Construction

Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Well Required
Utilities
Electricity Available

Community

Pets allowed
Cats OK, Dogs OK, Yes

Listing Details

Listing date
2026-06-05
On market date
2026-06-05
Original list price
$229,000
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-06-05
Tax legal description
New Legal

Flood risk

High riskFEMA Zone AEPanel 12081C0154F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Us 19 to east on Terra Ceia Road

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA