523 Derby Drive, FL
Stellar MLS

$239,900

523 Derby Drive

Altamonte Springs, FL 32714

Listing updated: June 10, 2026 at 6:53 AM ET

Active
2
Beds
2
Baths
1,102
Sq Ft
0.06
Acres
1983
Built
$218/sqft
Townhouse

Property type

1983

Year built

2,520 sqft

Lot size

$218

Price / sq ft

$110/mo

HOA dues

1

Day on market

X

Flood zone

About this home

Welcome to 523 Derby Drive in Montgomery Square, a beautifully updated Altamonte Springs townhouse offering comfort, convenience, and excellent value in the heart of Altamonte Springs. This home is perfectly positioned near the everyday essentials buyers love—shopping, dining, medical facilities, major roadways, and the commercial conveniences of Altamonte Springs—while still offering a comfortable neighborhood setting with very low HOA fees. Inside, the home features a warm and inviting layout with vaulted ceilings in the living room, a skylight that brings in natural light, and neutral interior paint that gives the home a clean, move-in-ready feel. The kitchen has been thoughtfully updated with butcher block countertops, a farmhouse sink, newer finishings, backsplash, stainless steel appliances, a stainless steel range hood, and a high-end Bosch side-by-side refrigerator. Additional included appliances and features include an LG smart washer and dryer, stove, dishwasher, Nest programmable thermostat, LED lighting throughout, brushed nickel ceiling fans, remote-controlled ceiling fans with LED lights, and electric vehicle outlets. The spacious primary bedroom offers comfort and functionality, while both bathrooms have been tastefully improved. The hall bathroom features a newer commode, tile surround, pedestal sink, mirror, light fixture, chrome faucet, and shower head. The primary bathroom includes a newer vanity, antique brass faucet, custom closet shelving, newer commode with bidet, and bathtub with tile surround. With two bathtubs, updated finishes, and practical storage improvements, the home is designed for easy everyday living. Enjoy multiple outdoor living spaces, including a welcoming front porch, a front door with window, security screen door, French doors leading to the Florida room, sliders to a covered and screened patio, and a fenced courtyard with white vinyl fencing behind the home. Major updates add even more peace of mind, including a brand-new roof, updated electrical, a Trane AC system installed in October 2019, and an electric tankless water heater. With efficient utilities, Quantum Fiber internet availability, and typical monthly water and power costs that help keep ownership practical, this Montgomery Square townhouse is a smart opportunity in a highly convenient Altamonte Springs location. Call today to schedule a visit!

Estimated monthly payment

Principal & interest$1,213
Property taxes$49
Home insurance (est.)$110
HOA dues$110

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 9, 2026
  2. Listed$239,900
    Jun 9, 2026
  3. Price increased$239,900

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Montgomery Square
County
Seminole
Year built
1983
Living area
1,102 sq ft
Price/sq ft
$218
Building area
1,400 sq ft (Public Records)
Lot size
2,520 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12117C0145F)
Annual taxes
$588 (2025)
Parcel #
15-21-29-518-0000-0200
Zoning
R-3
MLS #
O6414052

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dryer, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

HOA fee
$110 / Monthly
Monthly HOA
$110/mo
Total monthly fees
$110/mo
Total annual fees
$1,320
HOA name
Sentry Management | Paula Butler
CDD
No
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst13x12
Balcony/Porch/LanaiFirst12x8
Living RoomFirst17x12
Primary BedroomFirst12x14
KitchenFirst12x11
Primary BathroomFirst12x12
Bedroom 1First12x13
Bathroom 1First5x7
Dining RoomFirst12x10
KitchenFirst12x11
FoyerFirst5x6

Listing Details

Listing date
2026-06-09
On market date
2026-06-09
Original list price
$239,900
Occupant type
Vacant
MLS area
32714 - Altamonte Springs West/Forest City
Listing AOR
Orlando Regional
Status changed
2026-06-09
Tax legal description
LOT 20 MONTGOMERY SQUARE PB 24 PGS 8 & 9

Flood risk

Minimal riskFEMA Zone XPanel 12117C0145F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Downtown Orlando, take I-4 East toward Daytona Beach and continue for approximately 10 miles. Take Exit 92 for FL-436 West (Semoran Boulevard) toward Altamonte Springs. Merge onto FL-436 West and continue for about 1 mile. Turn right onto Montgomery Road, then turn left into the Montgomery Square community. Follow the main road and make an immediate left, continuing until you reach Derby Drive on your right. Turn right onto Derby Drive, and continue to 523 Derby Dr, Altamonte Springs, FL 32714, which will be on your right. The drive typically takes about 20–30 minutes, depending on traffic conditions.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 10, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA