10392 Rainsville Street, FL
Stellar MLS

$665,000

10392 Rainsville Street

Port Charlotte, FL 33981

Listing updated: June 4, 2026 at 5:04 PM ET

Active
3
Beds
2
Baths
1,629
Sq Ft
0.23
Acres
2022
Built
WaterfrontWater accessPrivate pool$408/sqft
Single Family Residence

Property type

2022

Year built

10,007 sqft

Lot size

$408

Price / sq ft

$10/mo

HOA dues

3

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to your own slice of paradise in South Gulf Cove on Florida's beautiful Cape Haze Peninsula. This stunning turnkey-furnished Gulf Access waterfront home is ready for immediate enjoyment—simply bring your suitcase and start living the Southwest Florida lifestyle you've been dreaming about. Built in 2022 and barely used, this like-new residence offers three bedrooms, two bathrooms, and an impressive blend of luxury, comfort, and smart-home technology. From the moment you enter, you'll appreciate the bright, open-concept design, enhanced by hurricane-impact windows, doors, sliding glass doors and custom window treatments that fill the home with natural light while providing peace of mind. The gourmet kitchen features high-end appliances and serves as the centerpiece for entertaining family and friends. Sliding glass doors open seamlessly to your private outdoor oasis, where Florida living truly comes to life. Spend sunny afternoons relaxing by the sparkling pool, unwind in the hot tub after a day on the water, or host unforgettable gatherings overlooking the canal. For boating enthusiasts, the custom composite dock and boat lift with water and electric provide convenient sailboat access to Charlotte Harbor, Boca Grande Pass, and the Gulf of Mexico. Imagine stepping out your back door for sunset cruises, world-class fishing adventures, waterfront dining, and endless days exploring Southwest Florida's waterways. This fully integrated Smart Hub Home allows you to control cameras, irrigation, pool, spa, lighting, and more directly from your phone through CommandIQ. Additional upgrades include underwater fish lights, a complete landscape lighting package on timers and sensors, concrete landscape curbing, Smart TVs, an epoxy-coated garage floor, and beautifully maintained tropical landscaping. South Gulf Cove residents enjoy an active waterfront lifestyle with community parks, walking paths, a clubhouse, and a public boat ramp. You'll also be just minutes from Boca Grande, Englewood Beach, Manasota Key, championship golf courses, waterfront restaurants, and some of Florida's most spectacular Gulf Coast beaches. Whether you're searching for a year-round residence, seasonal retreat, or investment opportunity, this move-in-ready, turnkey waterfront home offers everything you need to start enjoying the Florida lifestyle from day one.

Estimated monthly payment

Principal & interest$3,363
Property taxes$794
Home insurance (est.)$305
HOA dues$10

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Jun 1, 2026
  2. Listed$665,000
    Jun 1, 2026
  3. Price increased$665,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
3
Subdivision
Port Charlotte Sec 87
County
Charlotte
Year built
2022
Living area
1,629 sq ft
Price/sq ft
$408
Building area
2,453 sq ft (Public Records)
Lot size
10,007 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0214G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$9,525 (2025)
Parcel #
412128406006
Zoning
RSF3.5
MLS #
D6147666

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$120 / Annually
Monthly HOA
$10/mo
Total monthly fees
$10/mo
Total annual fees
$120
HOA name
Dave Cormier
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill
Construction materials
Block
Roof
Shingle
Foundation
Block, Slab, Stem Wall
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public

Community

Pets allowed
Yes

Schools

ElementaryMyakka River ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst15x12.5
Bedroom 2First10x13
Bedroom 3First10x13
KitchenFirst8x12
Living RoomFirst14x12

Listing Details

Listing date
2026-06-01
On market date
2026-06-01
Original list price
$665,000
Occupant type
Owner
MLS area
33981 - Port Charlotte
Listing AOR
Englewood
Status changed
2026-06-01
Tax legal description
PCH 087 4646 0005 PORT CHARLOTTE SEC87 BLK4646 LT 5 583/2051 1000/1091 1143/432 1314/23 1506/1472 2093/532 2149/348 2788/1524 3251/2008 3332/1907 3332/1912 3534/443 3536/118 3814/370 AFF4147/1448 4481/1807 4503/430 4504/672 4780/52 4942/578 3358459

Flood risk

High riskFEMA Zone AEPanel 12015C0214G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

771 South to left on Appleton to right on Sunday to quick right on Montmarte to quick left on Harlingen to quick right on Rainsville.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 5:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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