$395,000
3951 104th Avenue
Clearwater, FL 33762
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to this inviting Florida 3-bedroom, 2-bathroom home, where comfort and convenience collide in a fantastic location and a fantastic gem of a neighborhood. With recent updates and thoughtful details throughout, this home is move-in ready and perfect for those looking to enjoy the best of Florida living. The home boasts stainless steel kitchen appliances, and a washer and dryer conveniently located in the attached two car garage. An expansive lanai that stretches the entire back of the home. Recent updates include a newer roof and a/c (2020), and a new water heater (2023). Nestled in the serene, all-ages community of Ciega Village within The Lakes neighborhood, this home offers exceptional value with affordable HOA fees of just $200/month. The HOA covers: yard maintenance, reclaimed water for sprinklers, basic cable, and high-speed internet. Enjoy access to a heated and cooled community pool, shuffleboard courts, and clubhouse amenities. The community pool is conveniently located just a block away! Situated near a variety of attractions to give plenty of recreational options, this home is perfect for those seeking leisure and accessibility. Nearby amenities include Roosevelt Wetlands, Mainlands Golf Course, Freedom Lake Park, featuring a dog park, fishing spots, picnic areas, fitness stations, and walking trails. Gulf Beaches, coffee shops, shopping centers, and dining options are also nearby, with easy access to major airports. Embrace the quintessential Florida lifestyle in this peaceful community while enjoying all the conveniences of modern living. Schedule your showing today and make this beautiful home yours!
Local Insight
At $303/sqft for a 1986 home in a gated community, you're paying a premium for location and amenities rather than condition or size—worth confirming what updates have been made since the 80s. The $200 monthly HOA is reasonable for Clearwater, and being in flood zone X is a genuine advantage, though the tight 0.14-acre lot means you're buying the community lifestyle more than land. The Pinellas County schools attached to this address are solid middle-tier performers, so factor that into whether the overall package justifies the price for your priorities.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 5, 2026
- Listed$395,000Jun 5, 2026
- Price increased$395,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Lakes Unit Ii Ph 1 Sec Iii The
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,304 sq ft
- Price/sq ft
- $303
- Lot size
- 6,003 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0206J)
- Garage
- 2 spaces
- Annual taxes
- $7,183 (2025)
- Parcel #
- 15-30-16-48602-000-1670
- MLS #
- TB8514347
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Tile, Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Vaulted Ceiling(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $200 / Monthly
- Monthly HOA
- $200/mo
- Total monthly fees
- $200/mo
- Total annual fees
- $2,400
- HOA name
- Mary Toler
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyers agent and buyer to verify any lease restrictions with association.
- Approval process
- No approval process required.
Exterior & Construction
- Exterior features
- Private Mailbox, Sidewalk
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First | |
| Bathroom 1 | First |
Listing Details
- Listing date
- 2026-06-03
- On market date
- 2026-06-05
- Original list price
- $395,000
- Occupant type
- Owner
- MLS area
- 33762 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-05
- Tax legal description
- LAKES UNIT II PHASE I SEC III, THE LOT 167
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Main entrance is off 49th street and Lake Blvd, take Lake Blvd. to 43rd St N, Summertree village is on the left. From 118th, take to 43rd St N, Summer tree village in on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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