12570 4th Street, FL
Stellar MLS

$1,000,000

12570 4th Street

Treasure Island, FL 33706

Listing updated: June 4, 2026 at 6:53 AM ET

Pending
4
Beds
3
Baths
2,818
Sq Ft
0.2
Acres
1972
Built
WaterfrontWater accessFireplace$355/sqft360° tour
Single Family Residence

Property type

1972

Year built

8,581 sqft

Lot size

$355

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

VE*

Flood zone

About this home

Investor/builder special - waterfront opportunity with exceptional potential. The home sustained significant flooding in recent hurricanes and will require a full renovation or tear-down. The home has two master suites, including one on the second-floor accessible by a spiral staircase. A 3rd-floor lookout room is perfect for panoramic water view, sunsets, or a quiet studio. The very large Florida room with fireplace has incredible potential for gatherings. Condition of two zoned a/c systems is unknown post-storm. The property features a composite dock providing low-maintenance access for boating, fishing, or simply enjoying the waterfront lifestyle. This property offers a rare combination of size, location and architectural potential - a blank canvas on the water, ready for your vision.

Local Insight

At $355/sqft for a 1972 waterfront home in a VE flood zone, you're paying premium prices with elevated insurance and rebuild costs that deserve serious scrutiny—get a detailed flood history and current insurance quotes before moving forward. The lack of HOA is a plus on a tight 0.2-acre lot, but that older construction combined with mandatory flood insurance will eat into whatever equity gains you might see, especially if you're banking on this as a long-term investment rather than a personal residence.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$5,057
Property taxes$351
Home insurance (est.)$458

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Pending
    Jun 3, 2026
  2. Listed$1,000,000
    Jun 3, 2026
  3. Price increased$1,000,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
0
Subdivision
Capri Isle Sub
County
Pinellas
Year built
1972
Living area
2,818 sq ft
Price/sq ft
$355
Building area
3,579 sq ft (Public Records)
Lot size
8,581 sq ft
Lot category
0 to less than 1/4
Flood zone
VE* (12103C0192H)
Garage
2 spaces
Annual taxes
$4,213 (2025)
Parcel #
14-31-15-13230-011-0200
MLS #
TB8514312

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Concrete, Tile
Appliances
None
Interior features
PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
Three Or More
Direction faces
Northwest
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst17x18
KitchenFirst9x10
Primary BedroomFirst11x15
Primary BedroomSecond13.5x26
Dining RoomFirst14x19
Family RoomFirst19x30

Listing Details

Listing date
2026-06-03
On market date
2026-06-03
Original list price
$1,000,000
Occupant type
Vacant
MLS area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Listing AOR
Suncoast Tampa
Status changed
2026-06-03
Tax legal description
CAPRI ISLE SUB BLK K, LOT 20 & 25.64FT X 35.16FT T/A ON W SIDE OF LOT 21

Flood risk

High riskFEMA Zone VE*Panel 12103C0192H

Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Gulf Blvd, go East on 117th Ave. Road curves left and becomes 3rd St E. Turn right on Capri Blvd then left on 4th St E to end.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA