3595 Lazy River Terrace, FL
Stellar MLS

$385,000

3595 Lazy River Terrace

Sanford, FL 32771

Listing updated: June 9, 2026 at 6:51 AM ET

Active
3
Beds
2
Baths
1,823
Sq Ft
0.15
Acres
2020
Built
$211/sqft360° tour
Single Family Residence

Property type

2020

Year built

6,500 sqft

Lot size

$211

Price / sq ft

$70/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome to 3595 Lazy River Terrace, a beautiful like-new residence located in the highly desirable Riverside Reserve Community in the heart of Sanford. Combining elegant design, energy-efficient construction, and modern upgrades, this exceptional home offers the perfect blend of luxury, comfort, and convenience. From the moment you arrive, the home impresses with its charming curb appeal, stylish exterior architecture and lush landscaping. Inside, a spacious foyer welcomes you into a thoughtfully designed 3-WAY SPLIT FLOORPLAN filled with natural light. This versatile layout features 3 spacious bedrooms plus a LARGE FLEX ROOM, perfect for a private office, media room, fitness area, or guest retreat. Privately located at the rear of the home, the luxurious primary suite serves as a relaxing sanctuary complete with high ceilings, a spacious walk-in closet, and a spa-inspired ENSUITE BATH featuring DUAL VANITIES with QUARTZ countertops. The additional bedrooms are thoughtfully separated, offering both privacy and functionality. At the heart of the home, the open-concept kitchen, dining, and living areas seamlessly connect to create the ideal setting for entertaining and everyday living. The chef-inspired kitchen showcases a beautiful blend of GRANITE countertops, upgraded newer appliances, large kitchen island, abundant cabinetry, and expansive prep space designed with both style and practicality in mind. The spacious living and dining areas create an inviting atmosphere for large and small gatherings. Luxury upgrades continue throughout the home, including freshly painted interiors, newly installed carpeting, double pane windows, an indoor laundry room with a more elevated finish, and epoxy flooring in the two-car garage. Meanwhile the FULLY FENCED BACKYARD with white vinyl fencing offers privacy and the perfect outdoor space to relax or entertain. Situated within an intimate neighborhood featuring LOW HOA fees, NO CDD, sidewalks throughout, and spacious homesites, Riverside Reserve offers a peaceful community atmosphere while remaining close to everything Central Florida has to offer. Located just minutes from Downtown Sanford, residents enjoy access to the scenic Riverwalk along Lake Monroe, boutique shopping with vibrant scene and popular dining destinations. Nearby attractions also include the Central Florida Zoo & Botanical Gardens, with convenient access to Lake Mary, Oviedo, Winter Springs, Orlando, and New Smyrna Beach just 45 minutes away. Positioned within the highly rated Seminole County School District and benefiting from the continued growth surrounding the expanding Orlando Sanford International Airport, this move-in-ready home offers outstanding value, making this an incredible opportunity to own a turnkey property in one of Central Florida’s fastest-growing areas. NEED 100% FINANCING THIS HOME QUALIFIES FOR USDA HOME LOAN. ALSO ASK ABOUT 5% DOWN PAYMENT ASSISTANCE FOR FHA LOANS THROUGH OUR PREFERRED LENDER.

Estimated monthly payment

Principal & interest$1,947
Property taxes$257
Home insurance (est.)$176
HOA dues$70

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 8, 2026
  2. Listed$385,000
    Jun 8, 2026
  3. Price increased$385,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Riverside Reserve
County
Seminole
Year built
2020
Living area
1,823 sq ft
Price/sq ft
$211
Building area
2,415 sq ft (Public Records)
Lot size
6,500 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12117C0090F)
Garage
2 spaces
Annual taxes
$3,088 (2025)
Parcel #
33-19-31-514-0000-0120
Zoning
R-1
MLS #
O6410865

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Open, Parking Pad

HOA & Financial

HOA fee
$210 / Quarterly
Monthly HOA
$70/mo
Total monthly fees
$70/mo
Total annual fees
$840
HOA name
Great Communities Management Company-Erin Porier
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Leasing restrictions are to the best knowledge of homeowner and listing agent. Buyers interested in leasing are responsible to confirm by referencing the HOA, or contacting the HOA management company, and/or municipality.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst19x16
KitchenFirst13x10
DinetteFirst12x9
Bonus RoomFirst12x10
Primary BedroomFirst14x13
Bedroom 2First11x11
Bedroom 3First11x10

Listing Details

Listing date
2026-06-08
On market date
2026-06-08
Original list price
$385,000
Occupant type
Vacant
MLS area
32771 - Sanford/Lake Forest
Listing AOR
Orlando Regional
Status changed
2026-06-08
Tax legal description
LOT 12 RIVERSIDE RESERVE PLAT BOOK 85 PAGES 18-22

Flood risk

Minimal riskFEMA Zone XPanel 12117C0090F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Starting from SR-417-TOLL N: Take exit 49 toward Airport. Turn right onto N Ronald Reagan Blvd (CR-427 N) toward Airport. Continue on Sanford Ave (CR-427 N). Turn right onto E 25th St (SR-46). Turn left onto N Beardall Ave. Turn left onto Lazy River Ter. The home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 9, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA