$256,755
1243 Turtle Island Road
Lady Lake, FL 32159
Listing updated: June 4, 2026 at 1:59 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Quick Move-in! Perfectly positioned on a rare oversized pie-shaped homesite, this beautifully designed Winterhaven villa offers 3 bedrooms, 2 bathrooms, and 1,509 square feet of thoughtfully curated living space. The open-concept layout features upgraded quartz countertops, elegant white cabinetry, stainless steel appliances, and tile flooring throughout the main living areas. Located in the desirable Hammock Oaks community, residents enjoy a low-maintenance lifestyle with convenient access to shopping, dining, and everyday essentials just minutes away. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
Local Insight
At $170/sqft for brand-new construction in a 55+ gateway market, this villa is priced meaningfully below Lady Lake's $350k–$450k average, which suggests solid value if you're comfortable with a tight 0.09-acre lot and the $110 monthly HOA—typical for these master-planned communities but worth factoring into your actual monthly costs. The real question is whether you want The Villages' amenities and social infrastructure nearby without paying full Villages pricing, or if you're looking at this as an investment rental in a retiree-heavy market where turnover and rental demand can be brisk but tenant quality varies.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history12 days on market
- Status: ActiveMay 23, 2026
- Listed$266,360May 23, 2026
- Price reduced$256,755
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 12
- Subdivision
- Hammock Oaks Villas
- County
- Lake
- Year built
- 2026
- Living area
- 1,509 sq ft
- Price/sq ft
- $170
- Building area
- 1,900 sq ft (Builder)
- Lot size
- 4,026 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Parcel #
- 19-18-24-0012-000-19000
- Zoning
- 00
- MLS #
- W7886044
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
- Interior features
- High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $110 / Monthly
- Monthly HOA
- $110/mo
- Total monthly fees
- $110/mo
- Total annual fees
- $1,320
- HOA name
- RYAN HOMES
- CDD
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- No short term rentals.
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 14x13 |
| Kitchen | First | 14x13 |
| Primary Bedroom | First | 14x15 |
| Primary Bathroom | First | 10x6 |
| Dining Room | First | 14x9 |
| Bedroom 2 | First | 10x11 |
| Bedroom 3 | First | 11x10 |
| Laundry | First | 6x6 |
| Foyer | First | 8x6 |
| Balcony/Porch/Lanai | First | 15x8 |
Listing Details
- Listing date
- 2026-05-23
- On market date
- 2026-05-23
- Original list price
- $266,360
- Occupant type
- Vacant
- MLS area
- 32159 - Lady Lake (The Villages)
- Listing AOR
- West Pasco
- Home warranty
- Yes
- Status changed
- 2026-05-23
- Tax legal description
- HAMMOCK OAKS PHASE 1C PB 83 PG 12 LOT 190 ORB 6666 PG 1065
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Traveling North from Orlando: - Take 408 West - Merge onto Florida’s Turnpike West towards Ocala - Take Exit 285 toward US-27/FL-19/Leesburg - Merge onto US-27 N - Make a Left onto US 441 N/W - Make a Left onto CR 466 W/Lemon Street - Make a U-Turn at Chula Vista Avenue - Turn Right onto Oak Hammock Lane - Follow Oak Hammock Lane – Welcome Center will be on your right Traveling South from Ocala - Take US-441 S (approximately 22 miles) - Turn Right on Rolling Acres Rd - Turn Right onto CR 466 W/Lemon Street - Make a U-Turn at Chula Vista Avenue - Turn Right onto Oak Hammock Lane - Follow Oak Hammock Lane – Welcome Center will be on your right.
More homes like this
$242,990
1259 Turtle Island Rd
Lady Lake, FL 32159
3 bd · 2 ba · 1,509 sqft
Hammock Oaks Villas
MLS# W7885953
$282,000
16919 Se 96th Chapelwood Cir
The Villages, FL 32162
2 bd · 2 ba · 1,125 sqft
Villages/Marion Un 52
MLS# G5112917
$400,000
3585 Fir St
The Villages, FL 32163
3 bd · 2 ba · 1,559 sqft
The Villages
MLS# G5112902
$300,000
1627 Ann Rose Way
Leesburg, FL 34748
3 bd · 2 ba · 1,780 sqft
Arbor Park
MLS# O6376436
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 1:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA